Operating deposit
An operating deposit is a flexible way to deposit available funds. This way, you have money whenever unforeseen outgoings or unexpected situations occur.
Open deposit
From zero to the goal
You can open the deposit without making a contribution. You can add money as and when you wish.
Always flexible
Unlike in the case of other deposits, you can withdraw it entirely or in parts.
Risk-free 100% guaranteed
The state provides guarantees for deposited sums plus accrued interest of up to 100,000 euros.
| Maturity term | 1 month to 10 years |
| Minimum amount | €100 |
| Currency | EUR |
| Interest rate | Up to 3,33% |
| Contributions | |
| Payouts | |
| Interest payouts | Once a month or at the end of contract to current account |
| Age restriction | None |
| Automatic extension | |
| See more | |
| Maturity term | 6 months to 2 years |
| Minimum amount | €10 |
| Currency | EUR |
| Interest rate | Up to 2% |
| Contributions | |
| Payouts | |
| Interest payouts | Once a month or at the end of contract to current account |
| Age restriction | From 7 years of age |
| Automatic extension | |
| See more | |
| Maturity term | No maturity term |
| Minimum amount | €0 |
| Currency | EUR |
| Interest rate | 0,02% |
| Contributions | |
| Payouts | |
| Interest payouts | Once a month to current account or operating deposit |
| Age restriction | From 7 years of age |
| Automatic extension | |
| See more | |
| Maturity term | 3 - 18 years |
| Minimum amount | €0 |
| Currency | EUR |
| Interest rate | 2,5% |
| Contributions | |
| Payouts | In the birthday month of the child’s 7th, 10th or 15th year if the deposit has been in effect for at least three years |
| Interest payouts | Once a month to children’s deposit |
| Age restriction | From birth to 15th birthday |
| Automatic extension | |
| See more | |
Take a look at the interest rates, terms and conditions, depositor information sheet and price list.