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Operating deposit

An operating deposit is a flexible way to deposit available funds. This way, you have money whenever unforeseen outgoings or unexpected situations occur (e.g. dental treatment, replacement of a broken household appliance, etc.).

  • From zero to the goal. You can open the deposit without making a contribution.
  • Always flexible. You can add money as and when you wish and, unlike in the case of other deposits, you can withdraw it entirely or in parts.


Interest is calculated on a daily basis on the balance of the operating deposit account at the rate of 0.02% per year. Interest is paid once a month to your current account or operating deposit account as requested by you.

Take a look at the interest rates, terms and conditions, depositor information sheet and price list.