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Cross-border payments in Russian roubles

If you would like the payment to reach the payee at a Russian bank on time, make sure that the payment order has been completed in accordance with the requirements.

All of the following data have to be entered using Latin letters.

  • Name of the payee – last and first names and patronymic for a private individual; designation and type of ownership for a legal person (OOO, OAO, ZAO, IP for a private company or the like).
  • Payee address – city and country at a minimum.
  • Payee account number – 20-digit number in which digits 6 to 8 are 810.
  • Payee INN – taxpayer identification number.
  • Payee KPP – payee code, if available.
  • Name of the payee’s bank
  • Payee bank address – city and country at a minimum.
  • Payee bank BIK – identification code of the payee bank (9-digit number).
  • Correspondent account of the payee bank at the Central Bank of the Russian Federation – 20-digit account number beginning with the digits 301, with the last three digits coinciding with the last three digits of the BIK code.
  • A precise and detailed verbal explanation about the payment – designation of the goods or services, number and date of the commercial invoice and agreement, and value added tax (NDS) amount. If goods or services are not subject to tax, the notation “bez NDS” is used.
  • Preferably, a transaction code (VO code) – mandatory five-digit code set by the Central Bank of the Russian Federation that matches the information indicated in the explanation.


If the payee’s account is not at a bank located in Russia, the payment order needs to indicate the name of the correspondent bank, located in Russia, of the payee’s bank, its BIK code and correspondent account number at the Central Bank of the Russian Federation as well as the number of the correspondent account of the payee’s bank at the intermediate bank.