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Banking plans

The holder of the plan has the largest free cash network at their disposal. We also pay a decent interest on the ordinary account balance in the Rändrahn plan.

Open an account online and choose a suitable banking plan before the end of October and enjoy free settlements until the end of the year.

The freedom to choose

We give you the freedom to choose. If you don’t use our services in some months, you won’t have to pay the monthly fee either.

Interest rate 1%

When you choose the Rändrahn banking plan, you will earn interest at the rate of 1% per year on the money in your account. Just for having money in your account. You can choose for yourself when or how you use the money.

Free European payments

As part of the banking plans you make payments to other accounts within Estonia and elsewhere in Europe free of charge. You get e-invoices and standing orders for free, too.

 

Free cash withdrawals

With the Rahn banking plan you can get cash out from all Coop stores and withdraw cash from any ATM in Estonia free of charge. And with the Rändrahn banking plan, cash withdrawals are completely free all over the world – and even better, there are no conversion fees!

 

Current account interest 0.01% on minimum monthly balance
Debit card €1.50 per month
European payments €0.20
E-invoices and standing orders €0.20
Cash deposit in Coop store 0,5% of the amount + €2
Cash withdrawal from Coop store €1
Cash withdrawal from Estonian ATM €1.20
Cash withdrawal from ATM abroad In Europe €1.20, elsewhere 2.5% + €2
Fee for transactions in foreign currencies 1%
Monthly fee €0
Current account interest 0.01% on minimum monthly balance
Debit card Free of charge
European payments Free of charge
E-invoices and standing orders Free of charge
Cash deposit in Coop store Free of charge
Cash withdrawal from Coop store Free up to €500 per month
Cash withdrawal from Estonian ATM Free up to €200 per month
Cash withdrawal from ATM abroad In Europe €1.20, elsewhere 2.5% + €2
Fee for transactions in foreign currencies 1%
Monthly fee 0̶ ̶-̶ ̶1̶,̶9̶9̶ ̶€̶
0 € *
Current account interest 1% on daily balance
Debit card Free of charge
European payments Free of charge
E-invoices and standing orders Free of charge
Cash deposit in Coop store Free of charge
Cash withdrawal from Coop store Free of charge
Cash withdrawal from Estonian ATM Free of charge
Cash withdrawal from ATM abroad Free of charge
Fee for transactions in foreign currencies Free of charge
Monthly fee 4̶,̶9̶9̶ ̶€̶
0 € *
  • * The offer is valid until 31.12.2019. From 01.01.2020 the regular price list applies.
  • The ordinary price of the Rahn banking plan is €1.99 per month. The price is even cheaper for younger and older clients: free of charge for those up to the age of 18 and just €0.99 per month for those aged 19-25 and seniors from the age of 65.
  • Withdrawing cash from an ATM is free with the Rändrahn banking plan if you have made at least €200 in card payments in Estonian stores or withdrawn cash from an Estonian ATM in the preceding two months. Terminating the Rändrahn banking plan within six months of signing up for it is subject to a fee of €10.

  • In the Rändrahn plan is annual interest rate 1% of the current account for an amount of up to 200 000 €. Interest calculated over month that remains below €0,05 is not paid out or transferred into the next month.

 

Terms and conditions of the plan and price list.