We give you the freedom to choose. If you don’t use our services in some months, you won’t have to pay the monthly fee either.
When you choose the Rändrahn banking plan, you will earn interest at the rate of 1% per year on the money in your account. Just for having money in your account. You can choose for yourself when or how you use the money.
As part of the banking plans you make payments to other accounts within Estonia and elsewhere in Europe free of charge. You get e-invoices and standing orders for free, too.
With the Rahn banking plan you can get cash out from all Coop stores and withdraw cash from any ATM in Estonia free of charge. And with the Rändrahn banking plan, cash withdrawals are completely free all over the world – and even better, there are no conversion fees!
| Current account interest | 0.01% on minimum monthly balance |
| Debit card | €1.50 per month |
| European payments | €0.20 |
| E-invoices and standing orders | €0.20 |
| Cash deposit in Coop store | 0,5% of the amount + €2 |
| Cash withdrawal from Coop store | €1 |
| Cash withdrawal from Estonian ATM | €1.20 |
| Cash withdrawal from ATM abroad | In Europe €1.20, elsewhere 2.5% + €2 |
| Fee for transactions in foreign currencies | 1% |
| Monthly fee | €0 |
| Current account interest | 0.01% on minimum monthly balance |
| Debit card | Free of charge |
| European payments | Free of charge |
| E-invoices and standing orders | Free of charge |
| Cash deposit in Coop store | Free of charge |
| Cash withdrawal from Coop store | Free up to €500 per month |
| Cash withdrawal from Estonian ATM | Free up to €200 per month |
| Cash withdrawal from ATM abroad | In Europe €1.20, elsewhere 2.5% + €2 |
| Fee for transactions in foreign currencies | 1% |
| Monthly fee | €0-1.99 |
| Current account interest | 1% on daily balance |
| Debit card | Free of charge |
| European payments | Free of charge |
| E-invoices and standing orders | Free of charge |
| Cash deposit in Coop store | Free of charge |
| Cash withdrawal from Coop store | Free of charge |
| Cash withdrawal from Estonian ATM | Free of charge |
| Cash withdrawal from ATM abroad | Free of charge |
| Fee for transactions in foreign currencies | Free of charge |
| Monthly fee | €4.99 |
Withdrawing cash from an ATM is free with the Rändrahn banking plan if you have made at least €200 in card payments in Estonian stores or withdrawn cash from an Estonian ATM in the preceding two months. Terminating the Rändrahn banking plan within six months of signing up for it is subject to a fee of €10.
In the Rändrahn plan is annual interest rate 1% of the current account for an amount of up to 200 000 €. Interest calculated over month that remains below €0,05 is not paid out or transferred into the next month.
