Everything you ever wanted to know about the APR and how it’s calculated
What is the APR? How is it calculated? And how can that help you in choosing the right loan? The answers to these questions can be found below.
Sound decisions and smart planning help save money
A financial reserve gives us confidence for the future and helps us cope in difficult times. Creating and maintaining the habit of saving money is just as important as managing your savings wisely.
Car leasing: operating lease or finance lease
A good way to buy a new or used car is to use leasing. Leasing companies and banks offer two main types of leasing for buying a car: operating lease and finance lease. Let’s take a closer look at the differences and similarities between these types of leasing and give you advice on how to choose the best deal for you.
When should you take out a small loan – and when shouldn’t you?
These days, consumer credit comes in all shapes and sizes, from charge accounts to classic micro loans. Borrowers are just as different, in both their attitudes to credit and the reasons they want or need it. Below we highlight some of the circumstances under which people take out consumer loans – and when you should think twice before doing so.
Will your dream of a hobby car come true this year?
Every boy has probably played with model cars as a child. Some have even had a poster on the wall of the car they dreamed of owning when they grew up. It is worth remembering Walt Disney’s famous words: if you can dream it, you can do it.
Car lease coming to an end? What will happen next?
As a rule, leases are taken out for three to five years. At the end of this period, a decision has to be made whether to buy the car out, exchange it for a new one, sell it or extend the lease. Martin Ilves, Head of Coop Pank Liising, explains the options in more detail.
Seven tips on leasing a new car during the crisis
In the midst of the economic uncertainty surrounding the state of emergency, have you been wondering whether now is the right time to take out a new loan or lease? The answer to that question is based on need and on the principles of responsible borrowing.
Take care of yourselves and others – use bank services online
Ensuring the availability of everyday banking services is important at any time.
The costs that must be considered when buying a home with a loan
If you’re planning to finance the purchase of your new home with a loan, there are many other costs you need to consider in addition to the monthly loan repayments.