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Info  Dear client! Fraudulent phone calls and scam e-mails on behalf of banks are common, with scammers trying to gain access to a client’s bank account. Never enter PIN codes if you have not initiated the transaction yourself and remember that the bank will never ask for the PIN 2 code when entering the internet bank!

Car leasing: operating lease or finance lease

A good way to buy a new or used car is to use leasing. Leasing companies and banks offer two main types of leasing for buying a car: operating lease and finance lease. Let’s take a closer look at the differences and similarities between these types of leasing and give you advice on how to choose the best deal for you.

When should you take out a small loan – and when shouldn’t you?

These days, consumer credit comes in all shapes and sizes, from charge accounts to classic micro loans. Borrowers are just as different, in both their attitudes to credit and the reasons they want or need it. Below we highlight some of the circumstances under which people take out consumer loans – and when you should think twice before doing so.

Car lease coming to an end? What will happen next?

As a rule, leases are taken out for three to five years. At the end of this period, a decision has to be made whether to buy the car out, exchange it for a new one, sell it or extend the lease. Martin Ilves, Head of Coop Pank Liising, explains the options in more detail.

Seven tips on leasing a new car during the crisis

In the midst of the economic uncertainty surrounding the state of emergency, have you been wondering whether now is the right time to take out a new loan or lease? The answer to that question is based on need and on the principles of responsible borrowing.