Coop Pank adopts biometric authentication
Coop Pank clients can now log in to the Internet bank or mobile app and confirm payments using biometric data in the form of a fingerprint or facial recognition.
When should you take out a small loan – and when shouldn’t you?
These days, consumer credit comes in all shapes and sizes, from charge accounts to classic micro loans. Borrowers are just as different, in both their attitudes to credit and the reasons they want or need it. Below we highlight some of the circumstances under which people take out consumer loans – and when you should think twice before doing so.
Sound decisions and smart planning help save money
A financial reserve gives us confidence for the future and helps us cope in difficult times. Creating and maintaining the habit of saving money is just as important as managing your savings wisely.
4 tips for selling your used car
Spring is on its way and the active car buying and selling season is just around the corner! If you’re planning to sell your car next spring, now is the time to start the journey. But how do you sell your car so that both you and the buyer are happy? Raivo Rumberg, head of second-hand sales at Amserv Auto AS, shares some good tips for selling used cars.
Everything you ever wanted to know about the APR and how it’s calculated
What is the APR? How is it calculated? And how can that help you in choosing the right loan? The answers to these questions can be found below.
Car leasing: operating lease or finance lease
A good way to buy a new or used car is to use leasing. Leasing companies and banks offer two main types of leasing for buying a car: operating lease and finance lease. Let’s take a closer look at the differences and similarities between these types of leasing and give you advice on how to choose the best deal for you.
Will your dream of a hobby car come true this year?
Every boy has probably played with model cars as a child. Some have even had a poster on the wall of the car they dreamed of owning when they grew up. It is worth remembering Walt Disney’s famous words: if you can dream it, you can do it.
Car lease coming to an end? What will happen next?
As a rule, leases are taken out for three to five years. At the end of this period, a decision has to be made whether to buy the car out, exchange it for a new one, sell it or extend the lease. Martin Ilves, Head of Coop Pank Liising, explains the options in more detail.
Seven tips on leasing a new car during the crisis
In the midst of the economic uncertainty surrounding the state of emergency, have you been wondering whether now is the right time to take out a new loan or lease? The answer to that question is based on need and on the principles of responsible borrowing.