Trip disruption insurance covers the costs of cancelled travel, e.g. in the event of disruptions related to illness or means of transport. For example, travel insurance will indemnify for the cost of airline tickets and accommodation already paid.
Medical care insurance covers the costs of treatment, medicines, unexpected dental treatment, etc. resulting from an unexpected deterioration in health when travelling.
Baggage insurance covers both checked and cabin baggage.
Yes.
It’s a good idea to take out extended travel disruption insurance if the purpose of your trip is to attend a conference, concert or sporting event, for example. In the case of extended travel disruption, the insured events also include, for example, a strike by a public transport company in addition to the cancellation of the public event.
Our cover includes medical assistance, luggage, travel interruption, liability and legal assistance insurance, as well as up to €200 in calls and e-mails you need to make while abroad. For more details of travel insurance limits and terms and conditions, click here.
Yes - if your family are travelling with you, they're covered as well. By 'family' we mean your spouse or partner (who is younger than 80 at the time of insured incident) and children younger than 22.
When traveling with your family, please note that the compensation limits of some insurance coverages apply differently compared to traveling alone. For example, if a family of 4 is traveling together, the maximum compensation limit for one person for travel disruption is €500 and for luggage is €250. However, when traveling alone, these amounts are €2,000 for travel disruption and €1,000 for luggage. However, if the loss event is related to accident or illness coverage (medical assistance), the compensation limit of €500,000 applies to each person, regardless of the size of the family traveling together. For example, in the case of a family of 4, the maximum compensation for each person is still €500,000. A more detailed overview is available in the insurance terms and conditions.
No. The insurance cover is separate and isn't reliant on the bankcard you pay for your trip with.
Our travel insurance partner is IF P&C Insurance AS. If you need to submit a claim, let IF know directly by e-mailing info@if.ee. This will ensure your claim is handled as quickly as possible. Your travel insurance certificate is available to view (or show someone else) in our Internet bank at any time, but you might want to print it out and take it with you on your trip, just in case. The certificate spells out in more detail what you need to do if an insured event occurs.
No - your payments are fixed for the entire period, so they won't be affected by any claims you submit.
View the terms and conditions of travel insurance with monthly payments.