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Let’s stand united. Let’s grow together.

Coop Pank is here to stay. Our mission is to boost Estonian companies and help people make their dreams come true in every corner of Estonia – in the countryside as well as in the cities. Invest in your own future and in the future of Estonia!

Monthly and interim reports

January
results
.pdf
February
results
.pdf
Interim report
Quarter I
.pdf
Presentation
Quarter I
.pdf
April
results
.pdf
May
results
.pdf
Interim report
Quarter II
.pdf
Presentation
Quarter II
.pdf
July
results
.pdf
August
results
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf

Annual reports

Annual report
.pdf
Pillar 3 report
.pdf
Annual report
.pdf
Pillar 3 report
Annual report
.pdf
Pillar 3 report
Annual report
.pdf
Pillar 3 report
.pdf
Annual report
.pdf
Disclosed information report
.pdf
Annual report
.pdf

Main financial indicators

 

Business volumes, financial results and key ratios

  2016 2017 2018 2019 1Q 2020 2Q 2020
Net loan portfolio (EUR millions) 153 238 329 460 504 559
    business clients 31 68 101 157 173 201
    retail clients 99 114 138 179 199 220
    consumer financing 13 38 47 59 61 63
    leasing 10 19 40 64 70 75
Deposits 254 316 385 507 547 615
    demand deposits     142 153 120 152 166 199
    fixed-term deposits and loans received     112 163 265 354 381 416
Equity 30 45 49 89 90 92
           
Net revenue, total (EUR thousands)     10 960 17 289 19 768 23 719 7 117 7 464
    interest 7 398 11 519 16 779 20 689 6 358 6 852
    service charges 2 737 2 170 2 302 2 372 521 477
    other 825 3 600 687 658 238 135
Total operating expenses     -8 088 -11 518 -13 601 -16 261 -4 442 -4 355
Operating profit 2 872 5 771 6 167 7 458 2 675 3 109
Loan impairment expenses     -1 009 -1 313 -1 392 -1 931 -1 214 -1 721
Profit before income tax     1 863 4 458 4 775 5 527 1 461 1 388
Income tax expenses -120 0 -22 0 0 -26
Net profit 1 743 4 458 4 753 5 527 1 461 1 362
    including share of parent company     1 529 4 345 4 753 5 527 1 461 1 362
           
Number of clients (thousands)     31 36 45 64 69 75
Number of employees (FTE)     163 192 220 273 282 278
           
Return on equity (ROE)     5.3% 11.7% 10.1% 9.8% 6.5% 6.0%
Return on assets (ROA)     0.6% 1.3% 1.2% 1.0% 0.9% 0.8%
Net interest margin (NIM)     2.6% 3.7% 4.3% 4.2% 4.1% 4.1%
Financing cost 0.6% 0.6% 0.8% 1.0% 1.0% 1.0%
Cost/income ratio (CIR)     73.8% 66.6% 68.8% 68.6% 62.4% 58.3%
Capital adequacy T1     18.8% 17.3% 16.0% 22.3% 20.0% 19.1%
Total capital adequacy     21.2% 19.9% 18.1% 24.3% 21.9% 20.8%
Annual credit risk rate     0.6% 0.7% 0.5% 0.5% 1.0% 1.2%
Liquidity coverage ratio (LCR)     1164% 728% 1375% 682% 716% 392%