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Let’s stand united. Let’s grow together.

Coop Pank is here to stay. Our mission is to boost Estonian companies and help people make their dreams come true in every corner of Estonia – in the countryside as well as in the cities. Invest in your own future and in the future of Estonia!

Monthly and interim reports

January
results
.pdf
February
results
.pdf
March
results
.pdf
Interim report
Quarter I
.pdf
Presentation
Quarter I
.pdf
April
results
.pdf
May
results
.pdf
June
results
.pdf
Interim report
Quarter II
.pdf
Presentation
Quarter II
.pdf
July
results
.pdf
August
results
.pdf
September
results
.pdf
Interim report
Quarter III
.pdf
Presentation
Quarter III
.pdf
January
results
.pdf
February
results
.pdf
Interim report
Quarter I
.pdf
Presentation
Quarter I
.pdf
April
results
.pdf
May
results
.pdf
Interim report
Quarter II
.pdf
Presentation
Quarter II
.pdf
July
results
.pdf
August
results
.pdf
Interim report
Quarter III
.pdf
Presentation
Quarter III
.pdf
October
results
.pdf
November
results
.pdf
Interim report
Quarter IV
.pdf
Presentation
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf
Interim report
Quarter I
.pdf
Interim report
Quarter II
.pdf
Interim report
Quarter III
.pdf
Interim report
Quarter IV
.pdf

Annual reports

Annual report
.pdf
Pillar 3 report
.pdf
ESEF iXBRL
Annual Report
.link
ESEF iXBRL
Reporting Package
.zip
Annual report
.pdf
Pillar 3 report
.pdf
Annual report
.pdf
Pillar 3 report
Annual report
.pdf
Pillar 3 report
Annual report
.pdf
Pillar 3 report
.pdf
Annual report
.pdf
Disclosed information report
.pdf
Annual report
.pdf

Main financial indicators

 

Business volumes, financial results and key ratios

  2017 2018 2019 2020 2021 Q1 2021 Q2 2021 Q3
Net loan portfolio (EUR millions) 238 329 460 671 696 773 854
    business clients 68 101 157 258 265 306 363
    retail clients 114 138 179 263 280 308 336
    consumer financing 38 47 59 66 66 68 63
    leasing 19 40 64 84 85 90 92
Deposits 316 385 507 758 849 891 987
    demand deposits     153 120 152 302 333 394 432
    fixed-term deposits and loans received     163 265 354 456 515 497 555
Equity 45 49 89 98 100 104 108
             
Net revenue, total (EUR thousands)     17 289 19 768 23 719 31 089 8 893 9 341 10 327
    interest 11 519 16 779 20 689 28 371 8 043 8 325 9 345
    service charges 2 170 2 302 2 372 2 097 648 783 752
    other 3 600 687 658 621 202 233 230
Total operating expenses     -11 518 -13 601 -16 261 -18 796 -5 123 -5 336 -5 788
Operating profit 5 771 6 167 7 458 12 293 3 770 4 005 4 539
Loan impairment expenses     -1 313 -1 392 -1 931 -4 789 -771 -753 -10
Profit before income tax     4 458 4 775 5 527 7 504 2 999 3 252 4 529
Income tax expenses 0 -22 0 -245 -164 -220 -227
Net profit 4 458 4 753 5 527 7 259 2 835 3 032 4 302
    including share of parent company     4 345 4 753 5 527 7 259 2 835 3 032 4 302
             
Number of clients (thousands)     36 45 64 87 93 100 108
Number of employees (FTE)     192 220 273 289 300 307 308
             
Return on equity (ROE)     11.7% 10.1% 9.8% 7.8% 11.5% 11.9% 16.2%
Return on assets (ROA)     1.3% 1.2% 1.0% 1.0% 1.2% 1.2% 1.6%
Net interest margin (NIM)     3.7% 4.3% 4.2% 3.9% 3.5% 3.4% 3.5%
Financing cost 0.6% 0.8% 1.0% 0.9% 0.8% 0.8% 0.7%
Cost/income ratio (CIR)     66.6% 68.8% 68.6% 60.5% 57.6% 57.1% 56.0%
Capital adequacy T1     17.3% 16.0% 22.3% 18.0% 17.2% 15.7% 14.0%
Total capital adequacy     19.9% 18.1% 24.3% 19.5% 20.7% 18.9% 16.8%
Annual credit risk rate     0.6% 0.7% 0.5% 0.5% 0.5% 0.4% 0.3%
Liquidity coverage ratio (LCR)     728% 1375% 682% 275% 343% 180% 197%