You can use Apple Pay anywhere you see that contactless payments or Apple Pay are enabled, both in store and online.
Hold your iPhone or Apple Watch against or close to the payment terminal the same way you would when making a contactless payment with a card.
You can also use Apple Pay in online stores and apps.
You can use all Coop Pank debit, credit and business client cards. Users can add their card(s) to Apple Wallet themselves via the Coop Pank mobile app.
A card user has to be at least 13 years old to add a card to Wallet. This is the age limit set by the service provider.
Yes, since your card details are never saved to your device or in the service provider’s system. Card details are not used when making payments – instead, payments are approved based on the number linked to the device and a unique code generated for that particular transaction. When using Apple Pay you can be sure your card details are protected.
You can withdraw cash in Coop stores using Apple Pay. To do this, you’ll need to make a purchase. You can withdraw up to €100 per transaction. Cash deposits can’t be made in Coop stores with Apple Pay – only with a physical card.
Apple Pay can be used at ATMs that enable contactless payments. Simply open Wallet, place your smart device on the contactless interface, enter your PIN (which you can safely check at any time in the app) and withdraw the cash you need.
The limit is the same as your card’s payment limit or monthly limit. You can check and change these in the Internet bank and app.
The same rules apply as when you pay with your card.
Any Apple devices which have Face ID or Touch ID. If you have an Apple Watch, it must be Series 1 or newer.
You can’t use your loyalty card when paying with a smart device in Coop stores. To make use of loyalty card discounts, download the Coop Estonia app and add your Coop Pank card as a payment method or pay for your purchases with Apple Pay.
You can use Google Pay anywhere you see that contactless payments or Google Pay are enabled, both in store and online.
Your phone must have NFC switched on if you want to make contactless payments.
Hold your smart device against the payment terminal the same way you would when making a contactless payment with a card.
You can also use Google Pay in online stores and apps.
View the standard terms and conditions here.
You can use all Coop Pank debit, credit and business client cards. Users can add their card(s) to Google Wallet themselves.
Yes, since your card details are never saved to your device or in the service provider’s system. Card details are not used when making payments – instead, payments are approved based on the number linked to the device and a unique code generated for that particular transaction. When using Google Pay you can be sure your card details are protected.
You have to be at least 16 years old to add your card to Wallet. This is the age limit set by the service provider.
You can withdraw cash in Coop stores using Google Pay. To do this, you’ll need to make a purchase. You can withdraw up to €100 per transaction.
Cash deposits can’t be made in Coop stores with Google Pay – only with a physical card.
However, you can use ATMs that enable contactless payments. Simply open Wallet, place your smart device on the contactless interface, enter your PIN (which you can safely check at any time in the app) and withdraw the cash you need.
The limit is the same as your card’s payment limit or monthly limit. You can check and change these in the Internet bank and app.
You can’t use your loyalty card when paying with a smart device in Coop stores. To make use of loyalty card discounts, download the Coop Estonia app and add your Coop Pank card as a payment method or pay for your purchases with Google Pay.
The same rules apply as when you pay with your card.
You can use Google Pay on any Android device that has the Android 5.0 (or newer) operating system. NFC has to be switched on as well.
In addition to Apple Wallet and Google Wallet, you can add your Coop Pank cards to smart devices supported by Garmin, Fitbit, Fidesmo, Manage-Mii, Tappy, Xiaomi and Zepp. You have to be at least 16 years old to add a card to your smart device.
Yes – all of our cards can be added to Apple Pay and Google Pay and used on smart devices like watches and rings that have the Fidesmo, Fitbit, Garmin, Manage-Mii, Zep or Tappy payment apps. Find out more about smart means of payment here.
Paying with a smart watch or other smart device is indeed safe, since your card details are never stored on your device or in the service provider's system when you pay. Instead, payments are approved based on the number linked to the device and on a unique code generated for that particular transaction. That way you can be sure your card details are protected.
You can withdraw cash in Coop stores using a smart device. To do this, you’ll need to make a purchase. You can withdraw up to €100 per transaction.
Cash deposits can’t be made in Coop stores with a smart device – only with a physical card.
However, you can use ATMs that enable contactless payments.
Unfortunately you can't yet use your loyalty card when paying with a smart device in Coop stores – you still need your physical card in order to use self-service scanners and get discounts.
You don't need to enable your card's contactless function when using Apple Pay or Google Pay, but you do need to enable it when using Garmin, Fidesmo and other smart means of payment. Note that contactless limits apply when using such devices.