Info  Dear client! Fraudulent phone calls and scam e-mails on behalf of banks are common, with scammers trying to gain access to a client’s bank account. Never enter PIN codes if you have not initiated the transaction yourself and remember that the bank will never ask for the PIN 2 code when entering the internet bank!

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Deposit interests

per year, effective from 01.04.2023
 

Term deposit

  EUR USD
1-2 months 1,10% 0%
3-5 months 1,60% 0%
6-8 months 2,10% 0%
9-11 months 2,60% 0%
12-17 months 3,00% 0%
18-23 months 3,10% 0%
24-35 months 3,20% 0%
36-47 months 3% 0%
48-59 months 2,90% 0%
60-120 months 2,80% 0%

 

In the case of monthly interest payments, the interest rates are -0.05% lower.

The interest rates set out in the table apply to term deposits in the total amount of up to 500 000 euros per client. When depositing larger amounts, please call us on 669 0966 (8:30-19:00 Monday-Friday) or visit your nearest branch to agree on an interest rate.
 

Savings deposit for private clients

  EUR
6-8 months 0,70%
9-11 months 0,90%
12-17 months 1,30%
18-23 months 1,80%
24 months 2,00%

 

Interest rates with monthly interest payments are lower by -0,05%.

 

Operating deposit

  • 0,02% on daily basis


Children’s deposit

  • 2,50% on daily basis

 

From 1 January, 2018 the interest income from deposits of private individuals is taxable with income tax. This taxation is only applicable to private Estonian tax residents. The obligation to tax extends also to those agreements that were concluded before 1 January, 2018, but interests of which will be paid in 2018 or later.