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Deposit interests

per year, effective from 30.04.2021
 

Term deposit

  EUR USD
1-2 months 0,10% 0,05%
3-5 months 0,30% 0,05%
6-8 months 0,50% 0,10%
9-11 months 0,65% 0,10%
12-17 months 0,80% 0,15%
18-23 months 0,95% 0,20%
24-35 months 1,10% 0,25%
36-47 months 1,30% 0,30%
48-59 months 1,40% 0,35%
60-120 months 1,50% 0,40%

 

For a private client who has had a settlement account for at least 3 years at Coop Pank, an additional interest of +0,05% is added on a euro deposit.
Interest rates with monthly interest payments are lower by -0,05%.
The interest rates set out in the table apply to term deposits in the total amount of up to 200 000 euros per client. When depositing larger amounts, arrange the terms and conditions and interest rate by agreement with the Financial Markets Department by telephoning +372 669 0941.
 

Savings deposit for private clients

  EUR
6-8 months 0,30%
9-11 months 0,40%
12-17 months 0,60%
18-23 months 0,90%
24 months 1,00%

 

Interest rates with monthly interest payments are lower by -0,05%.

 

Operating deposit

  • 0,02% on daily basis


Children’s deposit

  • 1,50% on daily basis

 

From 1 January, 2018 the interest income from deposits of private individuals is taxable with income tax. This taxation is only applicable to private Estonian tax residents. The obligation to tax extends also to those agreements that were concluded before 1 January, 2018, but interests of which will be paid in 2018 or later.