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669 0966
Mon-Fri 08.30-19.00
klienditugi@cooppank.ee
Available 24/7 for blocking the card or Internet bank access: 669 0966
Coop Pank
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Coop Pank AS, Maakri 30, 15014 Tallinn, Registry code: 10237832, SWIFT/BIC: EKRDEE22

You are on the website of the companies Coop Pank AS and Coop Liising AS that provide financial services and the insurance marketing company Coop Kindlustusmaakler AS. Before committing to an agreement read the terms and conditions of the respective service and, if necessary, consult an expert. By continuing to use the site, you are agreeing to the terms and conditions of website use.

    Leasing for Used Cars

    Car Lease Calculator

    Make a smart and sustainable choice – select a used car on the best terms!

    For a car to be good, it doesn’t have to be new. By leasing a used car from Coop Pank, you get a reliable set of wheels on very good terms – and you’re making a sustainable choice into the bargain! Give a pre-loved vehicle a second chance and you extend the life of the resources that went into making it.

    We’re here to help you do just that: we offer leasing on used cars with low monthly repayments, no downpayment or contract fee and a fixed interest rate of 5.5%.

    Downpayment: 0%
    Contract fee: €0
    Fixed interest rate: 5.5%
    Low monthly repayments

    The leasing application process

    1
    Choose a vehicle

    In order to apply, no valuation report for vehicles costing less that €10,000 is required.

    2

    Fill in the application form on the website and we’ll send you an indicative leasing offer and insurance offers within 3 days

    3

    If you accept our offer, we’ll ask you to send our leasing manager any additional information and documents we need

    4

    If your application is approved, we’ll send you a leasing contract and related documents for you to sign

    5

    Agree with the seller on the car’s handover

    6

    Enjoy being behind the wheel!

    Autoportaal

    Autoportaal – your one-stop shop for used cars!

    You should also take a look at Autoportaal, where you’ll find a wide range of used cars in excellent condition. Choose the one for you from among the thousands on offer and get it financed on the best possible conditions!

    Perhaps you’re thinking of selling your car? If so, you can advertise it on Autoportaal free of charge and with no hidden fees. Make the most of this quick and cost-effective way to sell your car!

    Leasing – good to know

    Leasing

    • This offer applies to vehicles between 3 and 10 years old.

    • Price range: €5000-€30,000

    • Period: Up to 7 years

    • Fixed interest rate: 5.5% (incl. 6-month Euribor)

    • Downpayment: Starting from 0%

    • Contract fee: €0

    • In order to apply, no valuation report for vehicles costing less that €10,000 is required

    • Insurance on vehicles valued up to €10,000: Comprehensive insurance is recommended but not mandatory

    • You must be an Estonian citizen or a foreigner with an Estonian residence permit who is at least 21 years of age.

    • You must have a minimum net income of €600 per month. Your income must be regular and documented.

    • Your monthly leasing repayments along with your other existing obligations must not exceed 40% of your net income.

    • Leasing can be guaranteed by a spouse or partner, in which case we take both of your incomes into account.

    Financial lease

    The initial APR of the credit is 5.63% under the following sample conditions:

    • Value of asset incl. VAT: €20,000

    • Downpayment: 0%

    • Agreement period: 5 years

    • No. of repayments: 60

    • Contract fee: €0

    • Interest rate: 5.5% (fixed, incl. 6-month Euribor)

    • Leasing amount: €20,000

    • Residual cost: 40% of acquisition cost

    • Total amount of credit: €23,962.60

    • Total amount repayable: €23,962.60

    This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.

    Before entering into a leasing agreement, read the leasing agreement reminder and review the price list.

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    When you buy a vehicle via leasing, it has to be insured. We offer our own motor insurance, comprehensive insurance and leasing payment insurance through Coop Kindlustusmaakler. You’ll find offers for all of these on our website.

    When signing up for a leasing contract, the Lessee can enter into an agreement on the payment of the fee related to leasing payment insurance and make use of the insurance cover offered by If Kindlustus.

    • Are left incapable of working as a result of an accident or illness

    • Lose your job

    • Or have been away from work temporarily due to you or one of your children falling ill

    In the event of the Lessee’s death, the insurance will ensure the payment of the balance of the lease to the Lessor so that the obligation doesn’t transfer to the Lessee’s heirs. Take a look at the information leaflet and the terms and conditions of the insurance.

    Submit a claim as soon as possible on the If Kindlustus website. Enter ‘Coop Liising’ in the policy number field.
    You’ll then be contacted about what to do next.

    Leasing payment insurance means added monthly expense. Example: cost of vehicle €15,000, contract period 60 months, initial downpayment 10%, residual value 30%, interest rate 3.7% per annum. Monthly lease payment €180.95, monthly leasing payment insurance fee €11.93.

    Anna Mineeva
    Anna MineevaCars, vans, minibuses
    anna.mineeva@cooppank.ee
    Jaana Margus
    Jaana MargusCars, vans, minibuses
    jaana.margus@cooppank.ee
    Kaire Järvamägi
    Kaire JärvamägiCars, vans, minibuses
    kaire.jarvamagi@cooppank.ee
    Kaja Kruusmaa
    Kaja KruusmaaCars, vans, minibuses
    kaja.kruusmaa@cooppank.ee
    Kati Kurusk
    Kati KuruskCars, vans, minibuses
    kati.kurusk@cooppank.ee