• The loan amount starts from 5000€
• The repayment term is up to 20 years, when buying a real estate up to 30 years
• The interest rate is from 6 month’s EURIBOR + interest margin 3,5% per annum, when buying a real estate 2,5% per annum
• If you’d like to, you can fix the interest rate on a loan secured with property for a longer period as well. Ask from Your loan manager for more information on how to fix the interest rate
• The loan collateral is a mortgage over an immovable property

The bank usually applied the base interest rate of Coop Pank (KPB) to long-term loans (home loan, mortgage loan) from 1 May 2008 to 18 April 2012.

KPB is quoted and published by Coop Pank on its website every banking day, taking into account money market interest rates and the current state of the economic environment in Estonia and worldwide.

The base rate is more stable compared to individual market interest rates, since it takes into account more comprehensively how the economic environment and interest rates are shaped, follows the market situation at a calm pace and is not swayed by temporary fluctuations in the individual interest rates.

KPB is variable interest. For the client, Coop Pank’s base rate is fixed for three months at a time, changing if KPB has changed during the three months after it was fixed last under the agreement.

Currently, the base rate is 4.25%.

Base rate history