Saving
Start today – every step counts
We help you save both for everyday financial security and for achieving your future goals. Every euro you set aside today gives you more freedom tomorrow.
Pension pillars — secure your future
Start long-term saving with the II and III pension pillars. These are the only saving methods that offer income tax benefits, giving you more value from every euro you save. Avoid random choices and prefer low-fee index funds, which grow your money efficiently.
The financial service is offered by Tuleva Fondid AS. Review the fund’s terms and conditions, prospectus and key information online at tuleva.ee and consult a specialist by e-mailing tuleva@tuleva.ee or calling 644 5100.
Come up with your own savings solution that covers all the bases!
Cash Drawer Everyday saving | Term deposit Growing available funds | Children’s deposit Saving for children | Tuleva II pillar Long-term saving | Tuleva III pillar Long-term saving | |
Annual interest rate | 2% | up to 2,1% | 2% | Product with investment risk | Product with investment risk |
Interest type | Variable over contract term | Fixed | Variable over contract term | - | - |
Term of saving | Unspecified term | 1—120 months | Until child turns 18 | - | - |
Minimum amount | 0 | 100 | 0 | 0 | 0 |
Contributions possible? | Yes | No | Yes | No | Yes |
Withdrawals possible? | Yes | No | In the child’s 7th, 10th, or 15th birthday month up to the contributed amount | Yes | Possible, with three days’ notice. Partial and full withdrawal are possible |
Interest payouts | Once a month to Cash Drawer account | Once a month or at end of agreement to current account | Once a month to Children’s Deposit | - | - |
Further options | Automatic collection | Automatic extension | €50 starting bonus for new deposit | Contributions can be increased up to 6% per year | Income tax refund |
Start saving today!
Children’s Deposit helps you save money for your child’s future expenses related to independent living or any other goals.
The Cash Drawerhelps you build a seamless and effortless saving habit.
Term deposits offer risk-free and guaranteed returns.
With long-term investing, you can benefit from the growth of financial markets while maintaining flexibility in how you use your money.

A bank in your pocket
With our mobile app you can keep an eye on your money matters and do all your daily banking. And all right there in your pocket, from quick payments to saving without even realising you’re doing it! Try it for yourself.

Savings — good to know
View our deposit interest rates.
View our terms and conditions.
View our price list.
View our depositor information sheet.