Before committing to an agreement read the terms and conditions of the respective service and, if necessary, consult an expert.
The provisional annual percentage rate of charge is 2.13% on the following sample terms: price of asset inclusive of value-added tax €18 000, loan term 5 years, number of repayments 60, downpayment 0%, agreement fee €100, interest 6 months’ EURIBOR + margin 1.9% per annum (as at 10 May 2022, the 6 months’ EURIBOR was -0.202% per annum; in the case of a negative EURIBOR, the value of EURIBOR is considered to be 0; EURIBOR may change every 6 months), leasing amount €15 000.00, last payment 40% of the acquisition cost, total cost of credit €11 912.30 and total of repayments €11 812.30.
The rate is calculated on the assumption that the principal and interest will be repaid in monthly annuity payments. Possible asset registration costs, state fees, valuation report fee and the amount of vehicle insurance or motor third party liability insurance are not allowed for in the sample conditions. When leasing is sought, additionally motor own damage insurance and motor TPL insurance have to be taken out. Leasing is provided by Coop Liising AS.