Leasing

Car Lease Calculator

A woman and a child are standing on the street next to a new car. The woman is opening the car door.

Car leasing made easy

Enjoy freedom behind the wheel by financing your new vehicle the quick and easy way. You mightn’t even have to make a downpayment! Coop Pank’s leasing service is ideal for the worry-free purchase of a car, van, ATV or motorbike.

Simply fill in the application form on the website, at a branch or at the dealership and we’ll make you an offer within 3 days. If you have any questions, feel free to get in touch with one of our leasing managers.

If you’d like to talk to one of our leasing managers before filling in your application form, call 669 0937 and we’ll go over things with you. You’ll find the contact details of our loan managers here.

Downpayment from 0%

Interest rate from 2,39%

A quick and easy process from applying to receiving an offer

Flexible terms and conditions and personal advice

The leasing application process

Choose a vehicle

In order to apply, no valuation for vehicles costing less than €10,000 is required.

Fill in the application form on the website and we’ll send you an indicative leasing offer and insurance offers within 3 days

If you accept our offer, we’ll ask you to send our leasing manager any additional information and documents we need

If your application is approved, we’ll send you a leasing contract and related documents for you to sign

If required, pay your downpayment and the contract fee

Agree with the seller on the car’s handover

Enjoy being behind the wheel!

Buy, sell or rent a car with Autoportaal!

A wide range of new and used cars awaits you in Autoportaal. Choose the one for you from among the thousands on offer!

Perhaps you’re thinking of selling your car? If so, you can advertise it on Autoportaal free of charge and with no hidden fees. Make the most of this quick and cost-effective way to sell your car!

Find the right solution for you

Insurance
Offers

Motor insurance

Compulsory car insurance that compensates for damage caused by your vehicle to other road users and their property.

Comprehensive insurance

Voluntary vehicle insurance, which helps prevent big financial losses in the event of an accident. In addition to traffic accidents, insurance covers the losses caused by crime and natural disasters.

Lease payment insurance

Leasing insurance protects private individuals buying cars with the help of leasing against payment difficulties in the event of job loss and disability. Leasing insurance is provided by the bank’s subsidiary Coop Liising AS in cooperation with If P&C Insurance AS.

Leasing – good to know

Leasing
Leasing amount From €5000 (incl. VAT) *
Interest rate From 2.39% + 6 months’ Euribor
Vehicle’s age at end of leasing period no more than 16 years old
Downpayment From 0% **
Period up to 6 years
In order to apply, no valuation report for vehicles costing less that €10,000 euros is required.
Insurance in the case of vehicles valued at up to €10,000, comprehensive insurance is recommended rather than mandatory. Coop Pank’s insurance partners
Contract fee 1% of value of vehicle (min. €190)
* Leasing amount from €5000 applies if the vehicle is sold by one of Coop Liising’s partners. In the case of other sellers, the minimum leasing amount is €10,000.
** Vehicle costing up to €25,000
You must be an Estonian citizen or a foreigner with an Estonian residence permit who is at least 21 years of age
You must have a minimum net income of €600 per month. Your income must be regular and documented
Your monthly leasing payment along with your other existing obligations must not exceed 40% of your net income
Leasing can be guaranteed by a spouse or partner, in which case we take both of your incomes into account
Financial lease
The initial APR of the credit is 6.20% under the following sample conditions:
Value of asset incl. VAT: €24,000
Downpayment: 10%
Contract period: 5 years
Number of repayments: 60
Contract fee: €200
Interest rate: 6 months’ Euribor + margin of 2.88% per annum (as at 12 November 2024 the 6-month Euribor rate was 2.822%, but if Euribor is negative the rate is considered 0 and Euribor may change every six months)
Leasing amount: €21,600
Residual cost: 20% of acquisition cost
Total amount of credit: €25,683.17
Total amount repayable: €28,083.17
This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.
Operating lease
The initial APR of the credit is 7.96% under the following sample conditions:
Value of asset incl. VAT: €32,000
Downpayment: 10%
Contract period: 5 years
Number of repayments: 60
Contract fee: €200
Interest rate: 6 months’ Euribor + margin of 2.43% per annum (as at 12 November 2024 the 6-month Euribor rate was 2.822%, but if Euribor is negative the rate is considered 0 and Euribor may change every six months)
Leasing amount: €28,800
Final payment: 25% of acquisition cost
Total amount of credit: €25,088.22
Total amount repayable: €28,288.22
This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.

Before entering into a leasing agreement, read the leasing agreement reminder and review the price list.

When you buy a vehicle via leasing, it has to be insured. We offer our own motor insurance, comprehensive insurance and leasing payment insurance through Coop Kindlustusmaakler. You’ll find offers for all of these on our website.
When signing up for a leasing contract, the Lessee can enter into an agreement on the payment of the fee related to leasing payment insurance and make use of the insurance cover offered by If Kindlustus.
Are left incapable of working as a result of an accident or illness
Lose your job
Or have been away from work temporarily due to you or one of your children falling ill
In the event of the Lessee’s death, the insurance will ensure the payment of the balance of the lease to the Lessor so that the obligation doesn’t transfer to the Lessee’s heirs. Take a look at the information leaflet and the terms and conditions of the insurance.

Leasing

Car Lease Calculator

Car leasing made easy

Downpayment from 0%

Interest rate from 2,39%

A quick and easy process from applying to receiving an offer

Flexible terms and conditions and personal advice

The leasing application process

Choose a vehicle

In order to apply, no valuation for vehicles costing less than €10,000 is required.

Fill in the application form on the website and we’ll send you an indicative leasing offer and insurance offers within 3 days

If you accept our offer, we’ll ask you to send our leasing manager any additional information and documents we need

If your application is approved, we’ll send you a leasing contract and related documents for you to sign

If required, pay your downpayment and the contract fee

Agree with the seller on the car’s handover

Enjoy being behind the wheel!

Buy, sell or rent a car with Autoportaal!

A wide range of new and used cars awaits you in Autoportaal. Choose the one for you from among the thousands on offer!

Perhaps you’re thinking of selling your car? If so, you can advertise it on Autoportaal free of charge and with no hidden fees. Make the most of this quick and cost-effective way to sell your car!

Find the right solution for you

Insurance
Offers

Motor insurance

Compulsory car insurance that compensates for damage caused by your vehicle to other road users and their property.

Comprehensive insurance

Voluntary vehicle insurance, which helps prevent big financial losses in the event of an accident. In addition to traffic accidents, insurance covers the losses caused by crime and natural disasters.

Lease payment insurance

Leasing – good to know

Leasing
Leasing amount From €5000 (incl. VAT) *
Interest rate From 2.39% + 6 months’ Euribor
Vehicle’s age at end of leasing period no more than 16 years old
Downpayment From 0% **
Period up to 6 years
In order to apply, no valuation report for vehicles costing less that €10,000 euros is required.
Insurance in the case of vehicles valued at up to €10,000, comprehensive insurance is recommended rather than mandatory. Coop Pank’s insurance partners
Contract fee 1% of value of vehicle (min. €190)
* Leasing amount from €5000 applies if the vehicle is sold by one of Coop Liising’s partners. In the case of other sellers, the minimum leasing amount is €10,000.
** Vehicle costing up to €25,000
You must be an Estonian citizen or a foreigner with an Estonian residence permit who is at least 21 years of age
You must have a minimum net income of €600 per month. Your income must be regular and documented
Your monthly leasing payment along with your other existing obligations must not exceed 40% of your net income
Leasing can be guaranteed by a spouse or partner, in which case we take both of your incomes into account
Financial lease
The initial APR of the credit is 6.20% under the following sample conditions:
Value of asset incl. VAT: €24,000
Downpayment: 10%
Contract period: 5 years
Number of repayments: 60
Contract fee: €200
Interest rate: 6 months’ Euribor + margin of 2.88% per annum (as at 12 November 2024 the 6-month Euribor rate was 2.822%, but if Euribor is negative the rate is considered 0 and Euribor may change every six months)
Leasing amount: €21,600
Residual cost: 20% of acquisition cost
Total amount of credit: €25,683.17
Total amount repayable: €28,083.17
This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.
Operating lease
The initial APR of the credit is 7.96% under the following sample conditions:
Value of asset incl. VAT: €32,000
Downpayment: 10%
Contract period: 5 years
Number of repayments: 60
Contract fee: €200
Interest rate: 6 months’ Euribor + margin of 2.43% per annum (as at 12 November 2024 the 6-month Euribor rate was 2.822%, but if Euribor is negative the rate is considered 0 and Euribor may change every six months)
Leasing amount: €28,800
Final payment: 25% of acquisition cost
Total amount of credit: €25,088.22
Total amount repayable: €28,288.22
This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.

Before entering into a leasing agreement, read the leasing agreement reminder and review the price list.

When you buy a vehicle via leasing, it has to be insured. We offer our own motor insurance, comprehensive insurance and leasing payment insurance through Coop Kindlustusmaakler. You’ll find offers for all of these on our website.
When signing up for a leasing contract, the Lessee can enter into an agreement on the payment of the fee related to leasing payment insurance and make use of the insurance cover offered by If Kindlustus.
Are left incapable of working as a result of an accident or illness
Lose your job
Or have been away from work temporarily due to you or one of your children falling ill
In the event of the Lessee’s death, the insurance will ensure the payment of the balance of the lease to the Lessor so that the obligation doesn’t transfer to the Lessee’s heirs. Take a look at the information leaflet and the terms and conditions of the insurance.

Leasing

Car Lease Calculator

Car leasing made easy

The leasing application process

Choose a vehicle

Fill in the application form on the website and we’ll send you an indicative leasing offer and insurance offers within 3 days

If you accept our offer, we’ll ask you to send our leasing manager any additional information and documents we need

If your application is approved, we’ll send you a leasing contract and related documents for you to sign

If required, pay your downpayment and the contract fee

Agree with the seller on the car’s handover

Enjoy being behind the wheel!

Buy, sell or rent a car with Autoportaal!

Find the right solution for you

Motor insurance

Comprehensive insurance

Lease payment insurance

Leasing – good to know

Terms and conditions

Requirements of applicants

Standard example of APR

Pre-contractual information

Insurance

Leasing payment insurance will be of help to you if you:

What should I do if an insured event occurs?

Example of costs related to leasing payment insurance

Leasing

Car Lease Calculator

Car leasing made easy

The leasing application process

Choose a vehicle

Fill in the application form on the website and we’ll send you an indicative leasing offer and insurance offers within 3 days

If you accept our offer, we’ll ask you to send our leasing manager any additional information and documents we need

If your application is approved, we’ll send you a leasing contract and related documents for you to sign

If required, pay your downpayment and the contract fee

Agree with the seller on the car’s handover

Enjoy being behind the wheel!

Buy, sell or rent a car with Autoportaal!

Find the right solution for you

Motor insurance

Comprehensive insurance

Lease payment insurance

Leasing – good to know

Terms and conditions

Requirements of applicants

Standard example of APR

Pre-contractual information

Insurance

Leasing payment insurance will be of help to you if you:

What should I do if an insured event occurs?

Example of costs related to leasing payment insurance

Offers