Become a Coop Pank client

A bank that's close to home

As an Estonian bank, we want to be there where you live to provide you with the everyday banking services you need. As such, we enable all of our clients to withdraw cash from their nearest ATM – whichever bank it belongs to – and any Coop store. Moreover, you can use our bankcards to make payments with Apple Pay or Google Pay, and you enjoy automatic purchase insurance and the convenience of biometric identification in our mobile and Internet banks.

We're also a reliable partner to you in your efforts to save and grow your money. We've created a versatile savings solution that helps you meet your practical needs today and realise your long-term dreams through convenient savings and smart investments.

Estonian through and through

The largest cash network

Free payments in Estonia and Europe as part of your plan

A convenient mobile bank

A savings solution that covers all the bases

Everyday finances

A person is holding a mobile phone with the Coop Pank app open and showing the savings view. The person sees that the collected amount is 25.00 euros.

Cash Drawer

The easiest option for short-term saving is to open the Cash Drawer, where you can set up different automatic saving methods. The amount accumulated in the Cash Drawer earns interest, but is also available for you to use quickly if needed.

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Smart ways to pay

With Coop Pank cards, you can pay as you like – even with your smartphone, watch or another smart device. Open Wallet and use the secure Apple Pay or Google Pay anywhere you see the contactless payment sign.

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The largest cash network

Banking with us, you enjoy access to the largest cash network in Estonia. Join our Rahn or Rändrahn plan and you can use your card to withdraw cash from the nearest ATM – whichever bank it belongs to – or from any Coop store without incurring any additional fees.

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Purchase insurance

Pay for more expensive items with your Coop Pank card and they'll be automatically covered with purchase insurance.

A person paying contactlessly with a Coop Pank bank card at an Alexela gas station store.

Partner offers

Ours is more than just a bankcard – it offers a wide variety of permanent discounts! You can also turn your bankcard into an Alexela and Coop stores client card to benefit from even more special offers.

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A truly convenient mobile bank

Keep an eye on your money matters any time, anywhere! Using Coop Pank's Internet and mobile banks couldn't be easier. Give it a go!

Comparison of banking plans

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Väikerahn

Current account

An unlimited number of free European payments

No monthly fee

A person is paying with a Coop Pank bank card in a café.

Rahn

All the benefits of the Väikerahn plan, plus:

A debit card with automatic purchase insurance

Free cash withdrawals from ATMs all over Europe

A monthly fee of €0* or €2.49

*For clients up to the age of 26 and over the age of 55

A person is holding Coop Pank debit and credit card against a backdrop of a mountainous landscape and a blue sky with white clouds.

Rändrahn

All the benefits of the Rahn plan, plus:

1% interest per annum

Free cash withdrawals all over the world

Free foreign currency transactions all over the world

A monthly fee of €4.99

You can choose whether to order a physical plastic card or just add an environmentally friendly virtual card to your smart device.

Coop Pank cards – find the right one for you!

Debit card – the most extensive cash network in Estonia.
Credit card – Up to 40 days interest-free.
Virtual card – all of Coop Pank's debit and credit cards can be ordered as virtual cards. An environmentally friendly virtual card can be used straight away!
All private client bank cards – automatic purchase insurance.

Travel insurnace with monthly payments

You don't necessarily have to have a credit card to enjoy permanent travel insurance: you simply need to open an account in Coop Pank. You can sign up for 12-month cover as part of your banking plan.

The travel insurance extends to any family members travelling with you, too!

Monthly payment: €8.90

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A person stands by the water holding a Coop Pank bank card with a digital camouflage pattern.

Your card's got the power!

A small donation could have a huge impact on everyone around you, bringing us all closer together and making us stronger as a nation. However insignificant it may seem, a single cent could change so much. It could be worth 1.36 million!

Join Coop Pank's 'Kaardivägi' programme and you'll support the Reservists Fund with every card payment, contributing to Estonia's defence.

You can add your existing Coop Pank card to the programme.
You donate 1 cent every time you make a card payment, to which we then add 1 cent of our own.
You can withdraw from the programme at any time.
If you are not yet a Coop Pank customer, become our customer and get a bank card.

Payback

Coop Pank's payback

Each month, one lucky client gets everything they spent the previous month paid back to them. And if you transfer your salary payments to your Coop account, we'll pay double!
Everyone who performs at least five transactions a month with one of our cards is entered in the draw.