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Customer Support

669 0966
Mon-Fri 08.30-19.00

klienditugi@cooppank.ee

Available 24/7 for blocking the card or Internet bank access: 669 0966

Coop Pank
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Coop Pank AS, Maakri 30, 15014 Tallinn, Registry code: 10237832, SWIFT/BIC: EKRDEE22

You are on the website of the companies Coop Pank AS and Coop Liising AS that provide financial services and the insurance marketing company Coop Kindlustusmaakler AS. Before committing to an agreement read the terms and conditions of the respective service and, if necessary, consult an expert. By continuing to use the site, you are agreeing to the terms and conditions of website use.

    Leasing

    Car Lease Calculator

    EUR

    5 000-100 000 EUR

    months

    12-72 months

    %

    or

    EUR
    %

    or

    EUR
    Lease Type

    Monthly Payment

    -

    Monthly payment is calculated on the basis of an average margin + 6-month Euribor. The calculation is approximate and may differ from the terms and conditions offered to you.

    A woman and a child are standing on the street next to a new car. The woman is opening the car door.

    Car leasing made easy

    Enjoy freedom behind the wheel by financing your new vehicle the quick and easy way. You mightn’t even have to make a downpayment! Coop Pank’s leasing service is ideal for the worry-free purchase of a car, van, ATV or motorbike.

    Simply fill in the application form on the website, at a branch or at the dealership and we’ll make you an offer within 3 days. If you have any questions, feel free to get in touch with one of our leasing managers.

    If you’d like to talk to one of our leasing managers before filling in your application form, call 669 0937 and we’ll go over things with you. You’ll find the contact details of our loan managers here.

    Downpayment from 0%
    Interest rate from 2,39%
    A quick and easy process from applying to receiving an offer
    Flexible terms and conditions and personal advice

    The leasing application process

    1
    Choose a vehicle

    No valuation is required in order to apply.

    2

    Fill in the application form on the website and we’ll send you an indicative leasing offer and insurance offers within 3 days

    3

    If you accept our offer, we’ll ask you to send our leasing manager any additional information and documents we need

    4

    If your application is approved, we’ll send you a leasing contract and related documents for you to sign

    5

    If required, pay your downpayment and the contract fee

    6

    Agree with the seller on the car’s handover

    7

    Enjoy being behind the wheel!

    Autoportaal

    Buy, sell or rent a car with Autoportaal!

    A wide range of new and used cars awaits you in Autoportaal. Choose the one for you from among the thousands on offer!

    Perhaps you’re thinking of selling your car? If so, you can advertise it on Autoportaal free of charge and with no hidden fees. Make the most of this quick and cost-effective way to sell your car!

    Find the right solution for you

    Motor insurance

    Compulsory car insurance that compensates for damage caused by your vehicle to other road users and their property.

    Comprehensive insurance

    Voluntary vehicle insurance, which helps prevent big financial losses in the event of an accident. In addition to traffic accidents, insurance covers the losses caused by crime and natural disasters.

    Lease payment insurance

    Leasing insurance protects private individuals buying cars with the help of leasing against payment difficulties in the event of job loss and disability. Leasing insurance is provided by the bank’s subsidiary Coop Liising AS in cooperation with If P&C Insurance AS.

    Leasing – good to know

    • Leasing

      • Leasing amount From €5000 (incl. VAT) *

      • Interest rate From 2.39% + 6 months’ Euribor

      • Vehicle’s age at end of leasing period no more than 16 years old

      • Downpayment From 0% **

      • Period up to 6 years

      • Insurance in the case of vehicles valued at up to €10,000, comprehensive insurance is recommended rather than mandatory. Coop Pank’s insurance partners

      • Contract fee 1% of value of vehicle (min. €190)

      * lLeasing amount from €5000 applies if the vehicle is sold by one of Coop Liising’s partners. In the case of other sellers, the minimum leasing amount is €10,000.
      ** Vehicle costing up to €25,000

      • You must be an Estonian citizen or a foreigner with an Estonian residence permit who is at least 21 years of age

      • You must have a minimum net income of €600 per month. Your income must be regular and documented

      • Your monthly leasing payment along with your other existing obligations must not exceed 40% of your net income

      • Leasing can be guaranteed by a spouse or partner, in which case we take both of your incomes into account

    • Financial lease

      The initial APR of the credit is 6.20% under the following sample conditions:

      • Value of asset incl. VAT: €24,000

      • Downpayment: 10%

      • Contract period: 5 years

      • Number of repayments: 60

      • Contract fee: €200

      • Interest rate: 6 months’ Euribor + margin of 2.88% per annum (as at 12 November 2024 the 6-month Euribor rate was 2.822%, but if Euribor is negative the rate is considered 0 and Euribor may change every six months)

      • Leasing amount: €21,600

      • Residual cost: 20% of acquisition cost

      • Total amount of credit: €25,683.17

      • Total amount repayable: €28,083.17

      This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.

      Operating lease

      The initial APR of the credit is 7.96% under the following sample conditions:

      • Value of asset incl. VAT: €32,000

      • Downpayment: 10%

      • Contract period: 5 years

      • Number of repayments: 60

      • Contract fee: €200

      • Interest rate: 6 months’ Euribor + margin of 2.43% per annum (as at 12 November 2024 the 6-month Euribor rate was 2.822%, but if Euribor is negative the rate is considered 0 and Euribor may change every six months)

      • Leasing amount: €28,800

      • Final payment: 25% of acquisition cost

      • Total amount of credit: €25,088.22

      • Total amount repayable: €28,288.22

      This rate was calculated on the basis of the main part of the loan and interest being repaid as monthly annuity payments. The sample conditions do not take into account the potential registration costs of the asset, state fees, valuation fees or the amount of annual motor and comprehensive insurance payments. Both motor and comprehensive insurance must be taken out when leasing a vehicle. Car leasing is offered by Coop Liising AS.

    • Before entering into a leasing agreement, read the leasing agreement reminder and review the price list.

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    • When you buy a vehicle via leasing, it has to be insured. We offer our own motor insurance, comprehensive insurance and leasing payment insurance through Coop Kindlustusmaakler. You’ll find offers for all of these on our website.

      When signing up for a leasing contract, the Lessee can enter into an agreement on the payment of the fee related to leasing payment insurance and make use of the insurance cover offered by If Kindlustus.

      • Are left incapable of working as a result of an accident or illness

      • Lose your job

      • Or have been away from work temporarily due to you or one of your children falling ill

      In the event of the Lessee’s death, the insurance will ensure the payment of the balance of the lease to the Lessor so that the obligation doesn’t transfer to the Lessee’s heirs. Take a look at the information leaflet and the terms and conditions of the insurance.

    • Submit a claim as soon as possible on the If Kindlustus website. Enter ‘Coop Liising’ in the policy number field.
      You’ll then be contacted about what to do next.

    • Leasing payment insurance means added monthly expense. Example: cost of vehicle €15,000, contract period 60 months, initial downpayment 10%, residual value 30%, interest rate 3.7% per annum. Monthly lease payment €180.95, monthly leasing payment insurance fee €11.93.

    Offers

    All offers
      Anna Mineeva
      Anna MineevaCars, vans, minibuses
      anna.mineeva@cooppank.ee
      Jaana Margus
      Jaana MargusCars, vans, minibuses
      jaana.margus@cooppank.ee
      Kaire Järvamägi
      Kaire JärvamägiCars, vans, minibuses
      kaire.jarvamagi@cooppank.ee
      Kaja Kruusmaa
      Kaja KruusmaaCars, vans, minibuses
      kaja.kruusmaa@cooppank.ee
      Kati Kurusk
      Kati KuruskCars, vans, minibuses
      kati.kurusk@cooppank.ee
      Martin Sarv
      Martin SarvCars, vans, minibuses
      martin.sarv@cooppank.ee