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Children’s deposit

The children’s deposit is meant for saving money for your child to cover the costs they incur at the start of their independent life or other major outgoings, such as tuition fees at university, the cost of driving school, or the deposit for a new car or their own home.

Children's deposit calculator

2 years

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0%

0

50

0

The calculation is approximate and may differ from the terms and conditions offered to you. The interest income from deposits of private individuals will we taxable with income tax.

Interest
2,5%
Seed capital
50
Period up to
18 years
Risk-free
€100,000

Get started today!

Consistent long-term saving gives your child a head start in independent life. We will contribute 50 euros to your deposit and the money saved will grow 2.5% per year.

Quick and easy

The deposit can be set up by a parent in the Internet bank or at a branch of the bank. The last chance is on the 15th birthday of the child. Coop Pank will transfer 50 euros to the deposit as start-up capital.

Flexible payments

Parents, grandparents, the child themselves and everyone else can transfer money to the children’s deposit at any time and in any amount.

Possibility of withdrawal

If the deposit has been in effect for at least three years, it is possible to withdraw the amount in the deposit in the child’s 7th, 10th or 15th year in their birthday month without cancelling the contract.



Open deposit

Maturity term 1 month to 10 years
Minimum amount €100
Currency EUR
Interest rate Up to 2,5%
Contributions
Payouts
Interest payouts Once a month or at the end of contract to current account
Age restriction None
Automatic extension
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Maturity term 6 months to 2 years
Minimum amount €10
Currency EUR
Interest rate Up to 1%
Contributions
Payouts
Interest payouts Once a month or at the end of contract to current account
Age restriction From 7 years of age
Automatic extension
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Maturity term No maturity term
Minimum amount €0
Currency EUR
Interest rate 0,02%
Contributions
Payouts
Interest payouts Once a month to current account or operating deposit
Age restriction From 7 years of age
Automatic extension
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Maturity term 3 - 18 years
Minimum amount €0
Currency EUR
Interest rate 2,5%
Contributions
Payouts In the birthday month of the child’s 7th, 10th or 15th year if the deposit has been in effect for at least three years
Interest payouts Once a month to children’s deposit
Age restriction From birth to 15th birthday
Automatic extension
See more