Mari and Tanel’s kitchen got a new life with Coop Pank’s home renovation loan
Home renovation loan ・ 13.11.2025
Mari and Tanel live with their young son in a three-room apartment in Mustamäe. It’s a typical apartment building from the 1970s, where they’ve now lived for almost ten years. The apartment is cosy and homely, but like many older homes, signs of wear and tear began to show over time.
“This is our first real home of our own,” says Mari. “When we moved in, we were over the moon, but even then the kitchen was outdated. We thought we’d manage for a while as it was. But the years went by, and eventually it became clear that we needed a bigger upgrade.”
The cabinet doors were loose, the hob heated unevenly and the worktop was worn out. “At first we thought we’d just make some small fixes,” Mari recalls. “But in the end it was obvious we needed a thorough renovation.”
A dream of a practical and beautiful kitchen
The family wanted a kitchen that would be both spacious and convenient to use. They sketched a plan on paper so that everything would have its own place. The idea was to install new kitchen cabinets, a new worktop and modern appliances. The walls and ceiling also needed refreshing.
They requested several quotes, and it turned out the full renovation would cost around 13,000 euros. “It didn’t make sense to cover everything from our savings,” says Tanel. “We looked into our options, compared different alternatives and finally decided to take Coop Pank’s Home renovation loan. The application process was simple and the response came quickly.”
Three weeks later, the kitchen was ready
The renovation took a total of three weeks. The old furniture and appliances were removed, and in their place came light-coloured cabinets and modern kitchen equipment. The walls and ceilings were painted white, and the floor received a new finish.
“When the work was done, it felt like we were living in a new home,” says Mari. “The kitchen is now warm and full of light. In the evenings we cook together here and talk about our day. Before, we wanted to leave the kitchen as quickly as possible – now it’s our favourite place in the apartment.”
The home renovation loan helped them do everything at once – and do it properly
Mari and Tanel say the loan made it possible to renovate right away instead of waiting for years. “If we had had to save up the money first, it might never have happened,” Tanel explains. “Now everything is done, and we’re repaying the loan calmly, in line with our possibilities. And besides, who knows how much the same work would cost in five or ten years.”
Coop Pank’s Home renovation loan is a good fit for people who want to upgrade their home but do not wish to use their property as collateral. You can apply for the loan online and receive a decision quickly, so your renovation plans don’t have to stay on hold.