Peace of mind on every trip
Travel insurance for you and your family travelling with you.
Priority Pass
One free visit per year and access to over 1,900 airport lounges worldwide.
Fast Track
A smoother airport security experience worldwide.
Travel insurance for the whole family
Travel with greater peace of mind knowing that the Platinum Credit Card protects both you and your family travelling with you.
Your spouse or partner, as well as children and grandchildren up to the age of 21, are also covered, so you can focus on what matters most – creating unforgettable memories together.
Rental car insurance is included too, giving you extra peace of mind when renting a car.
Insurance coverage is valid for the first 90 days of each trip.
Priority Pass
Access to airport VIP loungesDiscover a world of comfort and convenience with Priority Pass. Leave the crowds behind and enjoy peace of mind at 1900+ airport lounges with complimentary amenities around the globe. Enjoy a quiet space to get work done or unwind before your flight.
As a Platinum Credit Card holder, you receive one complimentary Priority Pass lounge visit every year. Additional visits for you and your travel companions are available at a preferential rate of USD 35 per visit.
How it works
Download the Priority Pass app.
Register your Platinum Credit Card in the app to activate your Priority Pass membership.
Enjoy access to airport VIP lounges worldwide.
Fast Track
Airport SecurityEnjoy a smooth, more premium experience at our growing network of global airports with Mastercard Airport Security Fast Track. Your stress-free gateway to shops, restaurants and lounges – and the perfect start to your relaxing holiday, romantic break, or important business trip.
Booking Fast Track for you and your guests is quick and easy. With just a few clicks in the Mastercard Travel Pass app you can book your priority passes to enjoy a smoother experience through airport security.
How it works
Download the Mastercard Travel Pass app or register your account on the Mastercard website.
Select the airport and your preferred security screening time, then purchase your pass.
Proceed to the Fast Track lane at the airport and enjoy priority access through security.
Purchase insurance
When you pay with our credit card, purchase insurance automatically applies to any durable goods you buy – ensuring that all of your major purchases are covered.
The insurance is valid for a whole year and extends to durable goods with a purchase price of €100-2500. The deductible is €30 per claim.
Platinum Credit Card – Good to know
The price list is available on the “Terms and Price List” page.
- Private individual of at least 18 years of age
- Minimum monthly net income of €1000
- Estonian citizen or resident of Estonia whose residence permit is valid at least until the expiry date of the card
- Good payment history: no debts arrears and no ongoing credit issues
- Having assessed the creditworthiness of the applicant, the bank must be convinced that the obligations arising from the contract will be met on the terms and conditions agreed therein
- You can find the standard terms and conditions of credit cards here
Choose the repayment that best suits you. You can always change it quickly and easily in the Internet bank.
1. Repay all of the credit you used in the previous month → if you want to use your card interest-free.
On the 10th of every month, all of the credit you used in the previous month will be automatically debited from the current account linked to your card and you'll be charged no interest.
2. Make repayments yourself → if you want to choose when and how much of the credit you’ve used to pay back.
You can choose the frequency and amount of your repayments. Only the interest that’s accumulated for the credit you’ve used will be debited from the current account linked to your card on the 10th of each month. You can choose the repayment date of the amount you’ve used yourself. No interest is charged if the repayment is made before the 10th of the month. The total amount of credit used must be repaid when the agreement expires.
3. Pay a fixed amount every month → if you want to set a fixed amount for your repayments.
On the 10th of each month this fixed payment will be debited from the current account linked to your card. This monthly payment isn’t charged automatically if you haven’t used any credit or you’ve already paid it back. The payment doesn’t include interest. The interest that’s accumulated for the credit you’ve used is debited from your current account on the 10th of each month.
Insurance cover is valid worldwide, except in the insured person's country of residence, Russia, Ukraine and Belarus.
For a physical card, insurance cover starts immediately after the card has been activated. If you are planning to travel soon, please note that it usually takes about a week for the physical card to arrive. For a virtual card, insurance cover starts 72 hours after activation. Insurance cover remains valid until the last day of the credit card's validity period.
Claims must be submitted on the claims handling partner's website at www.ops24.eu.
If the insured person suffers an acute illness or injury during the trip and requires hospital treatment, the 24/7 medical assistance centre of OPS EST OÜ must be contacted immediately by phone at +372 634 7363 or by email at coop@ops24.eu.