Become a Coop Pank client
As an Estonian bank, we want to be there where you are to provide you with all the solutions you need.
Earn valuable cashback, make the most of our extensive cash network and take advantage of the digital convenience we offer. We’re here to provide peace of mind: with us, your money is safe, your purchases are automatically insured and we can support you in growing your money.
It's Useful to be with Coop Pank!
We're now paying a valuable bonus on your everyday purchases – if you've signed up for our 'Useful' plan and pay with our card in Coop stores, you'll earn 1% back every month! Choose the 'Useful' plan now and you'll enjoy all of our settlement services with no monthly fees until 2 August 2025. People up to the age of 26 and over 55 enjoy the benefits of our banking plans free of charge!
For private clients
- Plans tailored to your needs: ‘Basic’ and ‘Useful’
- Valuable cashback
- An extensive cash network
- Free instant payments
- The latest digital options
- An all-in-one savings solution
For children
- Open an account in just a few minutes
- Kids get their own bankcard from the age of 6
- Free payments
- A Children’s Deposit to help you cover the costs of your child starting out in life on their own
- Ready to use straight away
- No monthly fee
Golden years
Clients aged 55+ bank with us free of charge as part of our ‘Useful’ plan, too!
- A bank card which also serves as a Coop store loyalty card and earns you cashback
- An extensive cash network
- Free instant payments
- Free purchase insurance
- Discounts from our partners
- Secure deposits
Non-residents
- Open an account free of charge
- Documents reviewed for a fee of €150
- A monthly fee based on the price list of the selected plan
- You can open an account at any branch. Find your nearest branch here
- To open an account, bring personal ID with you (i.e. your passport, residence permit or ID card)
- E-residency alone isn’t a sufficient basis for opening an account for an individual: they need to have a strong link to Estonia
Ukrainian citizens
- Open an account free of charge
- Documents reviewed free of charge
- You can open an account at any branch. Find your nearest branch here
- To open an account, bring personal ID with you (i.e. your Ukrainian internal passport, Ukrainian passport for foreign travel, ID card, Estonian residence permit card or driver’s licence with a printout of the temporary protection decision issued in regard to you)
- New clients enjoy a year-long discount from the moment they sign up, paying no monthly fees for the 'Useful' plan for 12 whole months! (Normal price €1.49/month)
- Since 1 February 2024, foreign payments to Ukraine have been subject to fees in accordance with our price list
Banking plans
Choose the card that’s right for you and give it the power!
You can link your card to our ‘Kaardivägi’ programme to support the Reservists Fund with every card payment you make. If you do, 1 cent from every payment will be donated to the fund, to which we’ll add 1 cent of our own.
Our cards:
- Debit card – The most extensive cash network in Estonia.
- Credit card – Up to 40 days interest-free.
- Virtual card – All of Coop Pank’s debit and credit cards can be ordered as virtual cards. An environmentally friendly virtual card can be used straight away – and is completely free of charge!
- All private client bank cards come with automatic purchase insurance.
Coop Pank's payback
Each month, one lucky client gets everything they spent the previous month paid back to them. And if you transfer your salary payments to your Coop account, we'll pay double!
Everyone who performs at least five transactions a month with one of our cards is entered in the draw.
