Become a Coop Pank client

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A bank that's close to home

As an Estonian bank, we want to be there where you live to provide you with the everyday banking services you need. As such, we enable all of our clients to withdraw cash from their nearest ATM – whichever bank it belongs to – and any Coop store. Moreover, you can use our bankcards to make payments with Apple Pay or Google Pay, and you enjoy automatic purchase insurance and the convenience of biometric identification in our mobile and Internet banks.

We're also a reliable partner to you in your efforts to save and grow your money. We've created a versatile savings solution that helps you meet your practical needs today and realise your long-term dreams through convenient savings and smart investments.

Estonian through and through
The largest cash network
Free payments in Estonia and Europe as part of your plan
A convenient mobile bank
A savings solution that covers all the bases

For private clients

  • Free instant payments
  • An extensive cash network
  • The latest digital options
  • An all-in-one savings solution

Child's account

  • Open an account in just a few minutes
  • Can be used straight away
  • Free payments
  • Kids get their own bankcard from the age of 6
  • Use our Children's Deposit to cover the costs of your child starting out in life on their own
  • No monthly fee
A child is enjoying a treat in the kitchen, with a cake and a bowl of edible cake decorations on the table.
A smiling woman stands outdoors holding a phone.

Golden years

As part of our Rahn plan, clients aged 55 and over bank with us free of charge!

  • Free payments
  • A free debit card with purchase insurance
  • A useful Coop client card
  • An extensive and convenient cash network
  • Discounts from our partners

Non-residents

  • Open an account free of charge
  • Documents reviewed for a fee of €150
  • A monthly fee based on the price list of the selected plan
  • You can open an account at any branch. Find your nearest branch here
  • To open an account, bring personal ID with you (i.e. your passport, residence permit or ID card)
  • E-residency alone isn’t a sufficient basis for opening an account for an individual: they need to have a strong link to Estonia
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Ukrainian citizens

  • Open an account free of charge
  • Documents reviewed free of charge
  • You can open an account at any branch. Find your nearest branch here
  • To open an account, bring personal ID with you (i.e. your Ukrainian internal passport, Ukrainian passport for foreign travel, ID card, Estonian residence permit card or driver’s licence with a printout of the temporary protection decision issued in regard to you)
  • New clients enjoy a year-long discount from the moment they sign up, paying no monthly fees for the Rahn plan for 12 whole months! (Normal price €2.49/month)
  • Since 1 February 2024, foreign payments to Ukraine have been subject to fees in accordance with our price list
A person is holding a mobile phone with the Coop Pank app open and showing the savings view. The person sees that the collected amount is 25.00 euros.
A Cash Drawer – worry-free way to save
Two women walking through a market, looking at fruit and berry stalls.
An extensive cash network
A person paying contactlessly with a Coop Pank bank card at an Alexela gas station store.
A bank card with partner offers
A person paying at a café with a smartwatch at a payment terminal.
Smart digital solutions
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Major purchases always insured
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A truly convenient mobile bank

Comparison of banking plans

Choose the card that’s right for you and give it the power!

You can link your card to our ‘Kaardivägi’ programme to support the Reservists Fund with every card payment you make. If you do, 1 cent from every payment will be donated to the fund, to which we’ll add 1 cent of our own.

Our cards:

  • Debit card – The most extensive cash network in Estonia.
  • Credit card – Up to 40 days interest-free.
  • Virtual card – All of Coop Pank’s debit and credit cards can be ordered as virtual cards. An environmentally friendly virtual card can be used straight away – and is completely free of charge!
  • All private client bank cards come with automatic purchase insurance.

Travel insurnace with monthly payments

You don't necessarily have to have a credit card to enjoy permanent travel insurance: you simply need to open an account in Coop Pank. You can sign up for 12-month cover as part of your banking plan.

The travel insurance extends to any family members travelling with you, too!

Monthly payment: €8.90

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Payback

Coop Pank's payback

Each month, one lucky client gets everything they spent the previous month paid back to them. And if you transfer your salary payments to your Coop account, we'll pay double!
Everyone who performs at least five transactions a month with one of our cards is entered in the draw.

A person is paying with a Coop Pank bank card in a café.