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Info  Dear client, In order to protect yourself against scammers it is important you think about what you are being asked to confirm with your PIN and that you never share your PIN with others. Bear in mind that you never need to enter PIN2 when logging in to the Internet bank and that the bank will never ask you for it over the phone or by e-mail.

Working capital loan

You can use a working capital loan to finance a specific project or make short-term investments.
 

New activity

Helps finance working capital upon the launch of a new activity.

Seasonality

Guarantees additional working capital for the acquisition of a single larger batch of goods due to seasonality.

Large orders

Helps finance the short-term need for capital that arises upon the completion of an order.

More information

  • Term of up to 2 years
  • The minimum loan amount is €50,000
  • Collateral
    - mortgage over a registered immovable property (built-up registered immovable property, residential property, right of superficies)
    - guarantee by KredEx or MES, commercial pledge over the fixed assets or other movable property, a deposit, guarantee by a private individual or legal person
  • The loan may be repaid both in a one-off payment (funds received from the sale of assets in the future) or in instalments (monthly
  • Company registered in the Republic of Estonia of a self-employed individual registered in the Commercial Register
  • The equity capital of the company has to meet the requirements set by law
  • Application
  • Financial statements
    - annual accounts for the past 2 financial years (audited accounts if subject to an audit obligation and no accounts have been submitted to the Commercial Register)
    - quarterly financial statements for the current financial year, not older than 2 months
  • Expert assessment of the collateral, prepared by a real estate firm accepted by Coop Pank

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Helo Koskinen
Regional Manager of Business Client Financing
+372 525 2905
helo.koskinen@cooppank.ee

Villi Hunt

Villi Hunt
Business Client Relationship Manager
+372 5331 5160
villi.hunt@cooppank.ee

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Deniss Gorbušin
Business Client Relationship Manager
+372 664 0774
deniss.gorbusin@cooppank.ee

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Merit Mängli
Business Client Relationship Manager
+372 664 1886
merit.mangli@cooppank.ee

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Dmitri Želnovatõi
Business Client Relationship Manager
+372 669 0935
dmitri.zelnovatoi@cooppank.ee

Kersti Maisvee

Kersti Maisvee
Business Client Relationship Manager
+372 511 9144
kersti.maisvee@cooppank.ee

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Argo Randloo
Business Client Relationship Manager
+372 566 45058
argo.randloo@cooppank.ee

Aleksandr Tšekmazov

Aleksandr Tšekmazov
Trade Finance Manager
+372 669 0992
aleksandr.tsekmazov@cooppank.ee

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Deiro Kaju
Business Client Relationship Manager
+372 664 0759
deiro.kaju@cooppank.ee

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Ervin Jõgi
Business Client Relationship Manager
+372 782 8761
ervin.jogi@cooppank.ee

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Madis Hünerson
Business Client Relationship Manager
+372 515 2819
madis.hunerson@cooppank.ee

Ligia Tenina

Ligia Tenina
Business Client Relationship Manager
+372 505 7543
ligia.tenina@cooppank.ee

Svetlana Tanina

Svetlana Tanina
Business Client Relationship Manager
+372 5197 1766
Svetlana.tanina@cooppank.ee