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Customer Support

669 0966
Mon-Fri 08.30-19.00

klienditugi@cooppank.ee

Available 24/7 for blocking the card or Internet bank access: 669 0966

Coop Pank
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Coop Pank AS, Maakri 30, 15014 Tallinn, Registry code: 10237832, SWIFT/BIC: EKRDEE22

You are on the website of the companies Coop Pank AS and Coop Liising AS that provide financial services and the insurance marketing company Coop Kindlustusmaakler AS. Before committing to an agreement read the terms and conditions of the respective service and, if necessary, consult an expert. By continuing to use the site, you are agreeing to the terms and conditions of website use.

    Term deposit

    Deposit calculator

    A person using a calculator and stacking coins into different piles. A graph showing financial growth is overlaid on the stacks of coins.

    Don’t let extra money just sit in your company's current account – put the available funds to a term deposit to grow.

    The National Guarantee Fund guarantees deposits, including interest earned, to the value of up to €100,000 per depositor.

    The rating agency Moody's assigned Coop Pank investment-grade rating of Baa2.

    Earn up to 2,30%
    Minimum amount 100 €
    Period 1-120 months
    Risk-free 100% guaranteed

    Term deposit

    Per year, effective from 12.05.2025

    EUR
    1–2 months
    2,00%
    3–5 months
    2,30%
    6–8 months
    2,10%
    9–11 months
    2,10%
    12–17 months
    1,85%
    18–23 months
    1,85%
    24–35 months
    1,85%
    36–47 months
    1,85%
    48–59 months
    1,85%
    60–120 months
    1,90%

    In the case of monthly interest payments, the interest rates are -0.05% lower.

    Term deposit – good to know

    • Terms and conditions

      Interest rates

      Terms and conditions of term deposit agreement

      Information sheet for depositor

      Price list for business clients

    Airi Truija
    Airi TruijaBusiness Client Manager
    +372 669 0908
    airi.truija@cooppank.ee
    Angelika Põldroos
    Angelika PõldroosBusiness Client Manager
    +372 664 0778
    angelika.poldroos@cooppank.ee
    Handreas Hallimäe
    Handreas HallimäeBusiness Client Manager
    +372 669 0993
    handreas.hallimae@cooppank.ee
    Ingrid Egorov
    Ingrid EgorovLarge Corporate Relationship Manager
    ingrid.egorov@cooppank.ee
    Jörgen Vikat
    Jörgen VikatBusiness Client Manager
    +372 669 0969
    jorgen.vikat@cooppank.ee
    Maria Mutra
    Maria MutraLarge Corporate Relationship Manager
    +372 5552 0771
    maria.mutra@cooppank.ee
    Merilyn Heistonen
    Merilyn HeistonenBusiness Client Manager
    +372 669 0970
    merilyn.heistonen@cooppank.ee
    Monika Kinkar
    Monika KinkarLarge Corporate Relationship Manager
    +372 550 5446
    monika.kinkar@cooppank.ee

    • In order to open a term deposit in Coop Pank, you have to have a current account with us. Deposits can be opened in our Internet bank or mobile app, or at the bank office.

      You can also open a deposit with a future date. This means that the full amount to be transferred to the deposit must be in your current account on the starting date of the deposit.

    • Term deposits can be opened for anywhere from 1-120 months, i.e. up to 10 years.

    • The deposit’s interest rates are calculated on an annual basis. For example, if the annual interest rate is 4%, then the rate for a six-month deposit is 2%: if you deposit €1000 for 12 months at 4%, you’ll earn €40 interest, but for six months you’ll earn half that, i.e. €20.

      Note that if you opt for monthly interest payments, the interest rate on the deposit is 0.05% lower.

    • Provided the deposit is active, you can change the extension conditions and the name of the deposit in our Internet bank or mobile app, or at any branch.

      You can’t change the period or amount of the deposit, and you can’t make any additional payments into it.

    • You can opt for automatic extension when you enter into your contract, choosing whether to apply this solely to the deposit amount or to both the deposit amount and the interest.

      If you opt to extend the deposit, then at the end of the period your contract is automatically extended for the same period at the current interest rate as indicated on the price list at the time (e.g. if the deposit period was previously three months, it’s extended by three months). The latest interest rates can be found here.

      If you didn’t opt for automatic extension when entering into your contract, you can do this during the deposit period in our Internet bank or mobile app, or at the bank office.

    See all questions