Liability insurance


Liability insurance protects you against third party claims and damages that may be caused by the insured person’s actions or negligence.

Situations may arise in the course of business operations in which a company or its representatives find themselves liable for damage caused to third parties. Liability insurance protects a business against legal claims made by third parties. It includes situations in which a company or its employees cause property damage or personal harm to third parties for which they are then held liable.

The insurance covers both the claim/costs incurred (not the costs related to causing the damage) and legal and expert fees.

Coop Kindlustusmaakler AS is the distributor of liability insurance.

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Main types of liability insurance

Operational liability

Offers protection in situations where the company may suffer damage due to third party claims or litigation, helps reduce the financial burden related to legal processes and guarantees the necessary legal protection.

Product liability

Protects against claims that may arise due to the defects in or hazardous properties of products.

Employers’ liability

Protects against damage caused to an employee in the performance of his or her duties.