New level

Current account interest

Choose products for your business

Choose products for your business

With us you earn

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Current account interest

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Your level

Level undefined

Take your business to a whole new level!

The more actively you use our business products and services, the more interest we pay on your money – from 0,01% up to 2,0%.

Choose the products you need for your business:

  • Credit card or term deposit for at least 6 month period
  • Bank Link or money transport service
  • Coop Pank Gateway interface
  • Salary payments
  • Accepting card payments or redirecting your accruals

In order to benefit from the additional interest rate, start using the product(s) by signing the corresponding contract. Then contact your company's account manager (contact details in the Internet Bank).

You can progress through the levels gradually, according to your company's needs and wishes.

Current account

Our Corporate Plan – which is open-ended and comes with no monthly fees – will help you keep your settlement costs under control.

  • The plan includes an unlimited number of free European payments.
  • Amounts of up to €100,000 are transferred as instant payments.

Salary payments

Confidential salary payments are reflected on bank statements as lump sums – the details of which can only be viewed by those authorised to do so.

Salary, pension and social insurance payments can be made as lump sums, which can be imported in the Internet bank and directly from your accounting software via Gateway.

Credit card

Coop Pank's fixed repayment credit card is convenient to use for your company's everyday transactions.

If needed, you can boost the funds available to you on your credit card by way of a Coop Sula deposit or a transfer.

In addition to the physical credit card, you can also order a virtual card free of charge.

Accepting card payments/redirecting your accruals

Working with Nets Denmark A/S Estonia branch, we're able to offer our clients a wide range of card payment terminals at competitive prices.

Newly established businesses enjoy the use of a payment terminal for three months free of charge. You can also collect payments on your Android smart device with no monthly fees.

If you already have a payment terminal contract, you can simply redirect your card payment accruals to your Coop Pank current account.

Term deposit

If you're willing to put your money in a term deposit for a fixed period, then depending on the amount and the term, it will earn you a good rate of interest.

  • The National Guarantee Fund guarantees deposits, together with the interest they've earned, up to a maximum of €100,000 per depositor.
  • Coop Pank has a Moody's investment grade rating of Baa2.
  • You can quickly and easily open a deposit of up to €500,000 in our Internet bank.

Bank Link

With our bank link, you can offer convenient payments in your online store to everyone who uses Coop Pank services on a daily basis.

As part of our Business Plan, you collect bank link payments free of charge, and there are no monthly account management fees.

If you've already signed a bank link agreement with a payment service provider, you can simply transfer your bank link accruals to your current account in Coop Pank.

Coop Pank Gateway

This interface creates a direct connection between your financial software and banking services.

This means less manual work for your accountant, which will help save you time and prevent human error.

  • With Gateway, you can monitor your accruals and outgoings in real time, direct from your business software.
  • Gateway is free to both join and use via your business software partner.

Cash transport service

Let professionals take charge of ensuring that your company's cash reaches the right place both quickly and safely. Hansab AS and Brinks Estonia OÜ's cash processing centres are located in Tallinn and Tartu, and their services are available seven days a week.

If your cash turnover is more modest, we recommend using our Coop Sula service or our branches which handle cash.

New level – good to know

Managers