Overdraft facility

A man is pondering at a table, holding a smartphone in one hand and supporting his chin with the other hand. In front of him is a laptop and a coffee cup.

Overdraft facility enables you to raise working capital quickly and flexibly and make your company more competitive in the process.

Flexible conditions - our financing solutions come tailor-made. We listen to what you actually need and help in every way we can to make it happen.

Professional advice - whether you write to us via the Internet Bank or give us a call, our Business Client Relations Managers are always here to help.

Available everywhere - we are here to help entrepreneurs in every corner of the country. Coop Pank views Estonia as a land of opportunity – so if you make the most of those that come along, and do things right, success is sure to follow all around.

Limit depends on company’s monthly turnover

Interest is paid on used amount

Term up to 1 year

Minimum loan amount 50 000 €

Overdraft facility - Good to know

Maximum limit depends on the monthly turnover of the company
The minimum loan amount is €50,000
Term up to 1 year
Collateral
- mortgage over a registered immovable property (built-up registered immovable property, residential property, right of superficies)
- surety from EIS (former KredEx), a private person or legal entity, term deposit or mortgage on an immovable
Interest is paid only on the amount actually used
Company registered in the Republic of Estonia of a self-employed individual registered in the Commercial Register
The equity capital of the company has to meet the requirements set by law
Application
Financial statements
- annual accounts for the past 2 financial years (audited accounts if subject to an audit obligation and no accounts have been submitted to the Commercial Register)
- Quarterly financial statements for the current financial year, not older than 2 months
Expert assessment of the collateral, prepared by a real estate firm accepted by Coop Pank

1Partner Kinnisvara OÜ

1partner@1partner.ee

1partner.ee

Aarete Kinnisvara OÜ

aarete@aarete.ee

aarete.ee

Arco Vara Kinnisvarabüroo AS

hindamine@arcovara.ee

arcovara.ee

Colliers OÜ

colliers.estonia@colliers.ee

colliers.ee

CBRE Baltics

office@cbre.ee

cbre.ee

Domus Kinnisvara

info@domuskinnisvara.ee

domuskinnisvara.ee

ERI Kinnisvara

eri@eri.ee

eri.ee

Kaanon kinnisvarabüroo OÜ

info@kaanon.ee

kaanon.ee

Kinnisvaraekspert OÜ

tallinn@kinnisvaraekspert.ee

kinnisvaraekspert.ee

LVM Kinnisvara OÜ

tallinn@lvm.ee

lvm.ee

Newsec Valuation EE OÜ

info@newsec.ee

newsec.ee

OÜ LAHE Kinnisvara

lahe@lahekinnisvara.ee

lahekinnisvara.ee

Ober Haus Hindamisteenuste OÜ

info@ober-haus.com

oberhaus.ee

Pindi Kinnisvara OÜ

tallinn@pindi.com

pindi.ee

RE Kinnisvara AS

info@re.ee

re.ee

Tõnisson Kinnisvara OÜ

info@tonisson.ee

tonisson.ee

Uus Maa Kinnisvarabüroo OÜ

uusmaa@uusmaa.ee

uusmaa.ee

Overdraft facility - Good to know

Maximum limit depends on the monthly turnover of the company
The minimum loan amount is €50,000
Term up to 1 year
Collateral
- mortgage over a registered immovable property (built-up registered immovable property, residential property, right of superficies)
- surety from EIS (former KredEx), a private person or legal entity, term deposit or mortgage on an immovable
Interest is paid only on the amount actually used
Company registered in the Republic of Estonia of a self-employed individual registered in the Commercial Register
The equity capital of the company has to meet the requirements set by law
Application
Financial statements
- annual accounts for the past 2 financial years (audited accounts if subject to an audit obligation and no accounts have been submitted to the Commercial Register)
- Quarterly financial statements for the current financial year, not older than 2 months
Expert assessment of the collateral, prepared by a real estate firm accepted by Coop Pank