Skip to main content

Overdraft facility

Overdraft facility enables you to raise working capital quickly and flexibly and make your company more competitive in the process.

Flexible conditions

Our financing solutions come tailor-made. We listen to what you actually need and help in every way we can to make it happen.

Here to help

Our Business Client Relations Managers are here to help. Whether you write to us via the Internet Bank or give us a call, professional advice is always within reach.

Available everywhere

Coop Pank is here to help entrepreneurs in every corner of the country. We view Estonia as a land of opportunity – so if you make the most of those that come along, and do things right, success is sure to follow all around.

More information

  • Maximum limit depends on the monthly turnover of the company
  • The minimum loan amount is €50,000
  • Term of up to 1 year
  • Collateral
    - mortgage over a registered immovable property (built-up registered immovable property, residential property, right of superficies)
    - guarantee by KredEx or MES, commercial pledge over the fixed assets or other movable property, a deposit, guarantee by a private individual or legal person
  • Interest is paid only on the amount actually used
  • Price list
  • Company registered in the Republic of Estonia of a self-employed individual registered in the Commercial Register

  • The equity capital of the company has to meet the requirements set by law

  • Application
  • Financial statements
    - annual accounts for the past 2 financial years (audited accounts if subject to an audit obligation and no accounts have been submitted to the Commercial Register)
    - Quarterly financial statements for the current financial year, not older than 2 months
  • Expert assessment of the collateral, prepared by a real estate firm accepted by Coop Pank


Helo Koskinen
Regional Manager of Business Client Financing
+372 525 2905

Villi Hunt

Villi Hunt
Business Client Relationship Manager
+372 5331 5160


Deniss Gorbušin
Business Client Relationship Manager
+372 664 0774


Merit Mängli
Business Client Relationship Manager
+372 664 1886


Dmitri Želnovatõi
Business Client Relationship Manager
+372 669 0935

Kersti Maisvee

Kersti Maisvee
Business Client Relationship Manager
+372 511 9144


Argo Randloo
Business Client Relationship Manager
+372 566 45058

Aleksandr Tšekmazov

Aleksandr Tšekmazov
Trade Finance Manager
+372 669 0992


Deiro Kaju
Business Client Relationship Manager
+372 664 0759


Ervin Jõgi
Business Client Relationship Manager
+372 782 8761


Madis Hünerson
Business Client Relationship Manager
+372 515 2819

Ligia Tenina

Ligia Tenina
Business Client Relationship Manager
+372 505 7543

Svetlana Tanina

Svetlana Tanina
Business Client Relationship Manager
+372 5197 1766