Business client debit card

You can choose whether to order a physical plastic card or just add an environmentally friendly virtual card to your smart device.

A Coop Pank debit card will cover all of your business’ money needs and the card can be used straight away! Now you can leave your actual wallet at home, because you can activate one of our environmentally friendly virtual cards as soon as you’ve ordered it and start using it in Wallet.

When ordering your card, you can choose whether you want a physical (plastic) one or just add an environmentally friendly virtual card to your smart device. In addition to swift card payments, you’ll benefit from the biggest cash network in Estonia – with our plastic card you can withdraw cash from any bank’s ATM and from almost 320 Coop stores.

With a virtual card, you can withdraw cash from ATMs with the cashless payment logo on them.

Why choose a Coop Pank debit card

Two smiling women shopping at a market.

An extensive cash network

Banking with us, your business enjoys access to the largest cash network in Estonia. You can withdraw cash at any time from your nearest ATM – whichever bank it belongs to.

A customer paying at a Coop store checkout with a Coop Bank card.

Withdraw cash in Coop stores

Not only can you withdraw cash in Coop stores, but you can also deposit it as well, at any time while the store is open. Companies who sign up to our Business plan can pay in up to €4000 cash per day free of charge and up to €10,000 a month. This amount will reach your account instantaneously.

A person paying at a café with a smartwatch at a payment terminal.

Smart ways to pay

Instantly activate your card in Wallet for quick and easy payments with Apple or Google Pay, a smart watch or a smart ring. We support a wide range of devices to which you can safely link your card, be it physical or virtual.

Business client debit card – good to know

You can view the price list here.
You can view the terms and conditions here.

You can order a new bank card quickly and easily via our mobile or Internet bank. Your card will then be posted to your business address (unregistered), normally reaching you within a week. Before ordering a card, make sure the contact details for your business are up to date in the bank.
In order to start using your card, you’ll first have to activate it. You can do this by clicking on ‘Cards’ in the Internet or mobile bank. The card must be activated by the company’s authorised representative. Never activate a card until you’ve actually received it. To activate a card in the Internet bank, enter the last four digits of the card number.
Be sure to call us on 669 0966 (8:30-19:00 Monday-Friday) if a bank card you’ve ordered doesn’t turn up or you’re unable to activate it.
You’ll find out what the PIN for your new card is once you’ve activated the card in the Internet or mobile bank (‘My bank’ - ‘Cards’ - ‘Settings’).
You can check your PIN at any time in the Internet or mobile bank, and there’s no limit on how many times you can check it – simply do so any time you need to remind yourself of it.
Viewing your PIN is entirely safe, since you’ll be asked to identify yourself again using biometrics or another means of authentication.

Find out more about secure card use here.

You can use it just like an ordinary card, in the following ways:
You can add the virtual card to your digital wallet (Apple/Google Pay) or other smart device and make purchases wherever you see the cashless payment logo or the Wallet logo.
You can buy things online. The card details you’ll need for online shopping (the card number, CVC and expiry date) can be found in our app or Internet bank.
You can use ATMs that enable contactless payments to withdraw cash and check your account balance.
You can add your card to the Coop Estonia app to get personalised offers in Coop stores.
Note that Coop Sula services (cash deposits and withdrawals in Coop stores) can’t be used with a virtual card – you’ll still need a physical card for this.

See all questions

You can check your PIN at any time in the Internet or mobile bank, and there’s no limit on how many times you can check it – simply do so any time you need to remind yourself of it.
Viewing your PIN is entirely safe, since you’ll be asked to identify yourself again using biometrics or another means of authentication.
Note that you can change your PIN at any ATM provided that the machine’s operator enables this.
If you’ve lost your card or it’s been stolen, immediately block it in the mobile or Internet bank or call us on 669 0966. Let us know even if you’re not sure you’ve lost it – it can be blocked temporarily. To order a new card, call us on 669 0966 or send us a notification in the Internet or mobile bank. This will ensure that your credit card agreement continues on the same terms and conditions.
You can check and, if necessary, change your card limits in either the mobile or Internet bank.
In addition to your cash limits and payment for purchases, you can also set a limit on your contactless payments (up to €50) and disallow your card from being used to make online purchases.
If you set limits on your card, bear in mind that they should be as low as possible and that you only enable the functions you use on a daily basis. That way you’ll always be as well protected as you can be against card fraud. Besides, changing your limits in the mobile or Internet bank is so easy that you can do it in a matter of seconds any time you need to.

See all questions