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Dear customer! There is an increase in SMS fraud with fraudsters trying to gain access to the bank accounts of clients. If in doubt, do not open web addresses sent by the SMS. Read more here.

Business Debit Card

Two cards in one – a debit card and Coop store client card!

The Coop Bank debit card can be used as the store card at Coop stores, offering you many discounts on your purchases.

Many discounts

When you use the debit card, you pay the loyal customer price in the Coop Estonia stores.

Cashback from stores

Coop Pank has the biggest cash network in Estonia – with our cards, you can withdraw cash from the ATMs of all banks and get cash back from 330 Coop stores.

Contactless and online payments

Make quick and easy contactless payments. You can also use all of our cards for making payments online.

See more

The Coop Pank debit card is automatically subject to the terms and discounts of the Coop Eesti client programme Säästukaart: when payment is made using the card at Coop Eesti shops, client card discounts apply. The client does not have to perform any additional actions to sign up for the client programme.

For details, see the client programme page of Coop Eesti.

All the Coop Pank bank cards have the contactless payment option. Using contactless payment, payments in smaller amounts may be made conveniently and quickly: payments under 50 euros may be made without entering the PIN code or inserting a card into the terminal. All you have to do is wave your card at the terminal.

Contactless payments are secure: from time to time, in the interests of security, the bank requests the confirmation of a transaction also in the case of smaller amounts.

Contactless payments may be made anywhere, both in Estonia and abroad, and you will recognise the relevant terminals based on the marking (on the terminals) for contactless payment. The maximum amount permitted for a contactless payment may vary in different countries.

Set use limits for your card in the Internet or mobile bank: limits may be set for card payments or cash transactions. In addition, it is possible to set a monthly limit applicable to all card transactions. In the interests of security, we recommend that use limits on a card should be set according to the actual use of the card and that they should be as low as possible.

If you are a user of the Internet or mobile bank, you can order your new bank card by post. The card is sent as a non-priority letter. The card and the PIN code are sent to you in different envelopes and on different days.

In order for you to be able to use the card you have been sent by post, you first have to activate it in the Internet or mobile bank (from the My Bank menu, choose Cards and Activate).  The card is activated by the company's authorised representative. Before activating your card, make sure that both the card and the PIN code you have received have not been tampered with. When activating your card in the Internet bank, you have to enter the last 4 digits of your card. Before using your card, affix your signature on the reverse of your card.

If the bank card is activated, you can conveniently view its PIN code in the internet or mobile bank by going to the menu: My Bank -> Cards -> Settings. From there, click on the "View PIN" link. For security reasons you will be asked to identify yourself once again with Smart-ID, mobile ID, ID card or biometrics and then you will be shown the bank card PIN code on the screen for 90 seconds

Make sure to contact us if either of the shipments has not reached you or if you have received it, but it has been opened.

Take a look at the terms and conditions and price list.

  • Do not share the PIN code of your card with anyone: remember the PIN code and destroy the PIN envelope.
  • When paying with your card, check the amount at the terminal before confirming the transaction.
  • When paying with your card online, use reliable websites.
  • If you detect transactions on your account statement that you have not effected or if a service provider is unknown to you, close your card and notify the bank about it immediately.
  • If your bank card is lost or stolen, close your card immediately in the Internet or mobile bank or telephone +372 669 0966.
  • Let the bank know also if you are not sure that your card has been lost: your card can be blocked temporarily.